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First-Time Home Buyer Specialists in Pembroke, NC

Compare first-time home buyer specialists in Pembroke. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Pembroke, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 2 first-time home buyer specialists in Pembroke, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Choice Real Estate
508 E Third St, Pembroke, NC 28372
(910) 521-8301 1stchoicerealestatenc.com
1st Choice Insurance & Real Estate
508 E Third St, Pembroke, NC 28372
(910) 668-1040

A first-time home buyer specialist in Pembroke, North Carolina can guide you through the home buying process. North Carolina offers specific programs like the NC Home Advantage Mortgage which provides down payment assistance up to 5 percent of the loan amount. These specialists understand local market conditions and can help you qualify for state-specific grants and tax credits.

What Does a First-Time Home Buyer Specialist in Pembroke Cost?

Typical costs for a first-time home buyer specialist in North Carolina range from 2.5 to 3 percent of the purchase price as a commission, usually paid by the seller. You may also pay a flat fee of 500 to 1,500 dollars for consulting services if you choose not to use a traditional agent. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Pembroke?
A specialist helps you understand financing options, find suitable properties, and navigate the closing process. They can connect you with North Carolina Housing Finance Agency programs that offer down payment assistance and favorable loan terms.
What are the requirements for first-time home buyer programs in North Carolina?
You must not have owned a home in the past three years to qualify as a first-time buyer. You also need a minimum credit score of 640 for most NC programs and must complete a home buyer education course approved by the North Carolina Housing Finance Agency.

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