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Find First-Time Home Buyer Specialists Near You in Lorain, OH

Directory of first-time home buyer specialists in Lorain, Ohio. Verify credentials with the state state mortgage licensing authority before hiring.

4 agents listed
Updated June 2026
Lorain, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 4 first-time home buyer specialists in Lorain, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rodney Reynolds, Ruoff Mortgage
6155 Park Square Dr #4, Lorain, OH 44053
(440) 315-0800 ruoff.com
The Sweda Group: Holly Wilsey, Realtor
404 Broadway, Lorain, OH 44052
(440) 830-1990 dot.cards
Scott Dillen, Ruoff Mortgage
6155 Park Square Dr Suite 4, Lorain, OH 44053
(216) 598-8850 ruoff.com
RE/MAX Above & Beyond Lorain
404 Broadway, Lorain, OH 44052
(440) 842-7200

A first-time home buyer specialist in Lorain, Ohio helps you navigate the local real estate market and understand Ohio-specific programs. These specialists guide you through the Ohio Housing Finance Agency (OHFA) down payment assistance and the Ohio Residential Mortgage Lending Act. They also explain Lorain County property tax rules and the home inspection process.

What Does a First-Time Home Buyer Specialist in Lorain Cost?

In Ohio, first-time home buyer specialists typically charge a flat fee of $500 to $1,500 or a commission of 2.5% to 3% of the purchase price. Some specialists offer hourly rates from $100 to $250 per hour. Costs vary based on the complexity of your transaction and the services provided. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist in Lorain do?
They help you find suitable homes, connect you with lenders, and explain Ohio first-time buyer programs. They also assist with the purchase agreement and coordinate inspections. Their goal is to make your first home purchase smoother.
What Ohio programs are available for first-time buyers in Lorain?
The Ohio Housing Finance Agency offers the OHFA First-Time Homebuyer Program with down payment assistance up to 5% of the loan amount. Lorain County also has local grants through the Community Development Block Grant program. These programs often require a homebuyer education course.

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