First-Time Home Buyer Specialists in Easton, PA
Compare first-time home buyer specialists in Easton. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 16 first-time home buyer specialists in Easton, PA
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A first-time home buyer specialist in Easton, Pennsylvania can guide you through the unique challenges of buying your first home. Pennsylvania offers specific programs like the PHFA Keystone Advantage Assistance Loan to help with down payments and closing costs. These specialists understand local market conditions in Northampton County and can connect you with suitable lenders and resources.
What Does a First-Time Home Buyer Specialist in Easton Cost?
Typical costs for a first-time home buyer specialist in Pennsylvania range from 500 to 1,500 dollars as a flat fee, or 1% to 2% of the purchase price if paid as a commission. Some specialists charge an hourly rate of 100 to 300 dollars. Costs vary based on the complexity of your situation and the services provided. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist do in Easton?
A specialist helps you find suitable mortgage products and down payment assistance programs. They explain Pennsylvania-specific requirements, such as the mandatory seller disclosure law and the 10-year tax abatement for new construction in some areas. They also coordinate with real estate agents and lenders to streamline your purchase.
What are the Pennsylvania first-time home buyer programs available in Easton?
The Pennsylvania Housing Finance Agency (PHFA) offers the Keystone Advantage Assistance Loan for down payment and closing costs. Easton also participates in the HOME Investment Partnerships Program for eligible buyers. These programs have income limits and require homebuyer education courses.
How long does the home buying process take for a first-time buyer in Pennsylvania?
The process typically takes 30 to 60 days from offer to closing. Pennsylvania law requires a 10-day review period for the seller property disclosure statement. Your specialist will help you meet deadlines for mortgage commitment and final walkthrough.