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Find First-Time Home Buyer Specialists Near You in Kingston, PA
Directory of first-time home buyer specialists in Kingston, Pennsylvania. Verify credentials with the state state mortgage licensing authority before hiring.
14 agents listed
Updated June 2026
Kingston, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 14 first-time home buyer specialists in Kingston, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A first-time home buyer specialist in Kingston, Pennsylvania helps you navigate the local real estate market and understand Pennsylvania-specific programs. These specialists are familiar with the Pennsylvania Housing Finance Agency (PHFA) programs, which offer down payment and closing cost assistance for eligible buyers. Kingston, located in Luzerne County, has a mix of older homes and newer developments, making local expertise valuable for inspections and financing.
What Does a First-Time Home Buyer Specialist in Kingston Cost?
Typical costs for a first-time home buyer specialist in Pennsylvania range from $500 to $1,500 for a flat fee or 1% to 2% of the home purchase price. Some specialists charge hourly rates of $150 to $350. PHFA loans may have lower fees. Costs vary by case. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist do in Kingston?
A specialist guides you through the home buying process, from pre-approval to closing. They help you find PHFA loans, first-time buyer grants, and local Kingston properties. They also coordinate with lenders and real estate agents to ensure a smooth transaction.
Are there Pennsylvania-specific programs for first-time buyers?
Yes, the Pennsylvania Housing Finance Agency offers the Keystone Advantage Assistance Loan Program and the HOMEstead Down Payment and Closing Cost Assistance Program. These provide up to $6,000 or more in assistance for eligible buyers in Kingston and across the state.
What are the typical steps to buy a home in Kingston as a first-time buyer?
First, get pre-approved for a mortgage and find a specialist. Then search for homes, make an offer, and complete a home inspection. Pennsylvania requires a seller disclosure statement. Finally, you attend a closing where you sign documents and pay closing costs.
First-Time Home Buyer Specialists in Other Pennsylvania Cities
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Pennsylvania.