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First-Time Home Buyer Specialists in Mount Joy, PA

Browse first-time home buyer specialists serving Mount Joy, Pennsylvania. Contact information and addresses listed below.

8 agents listed
Updated June 2026
Mount Joy, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 8 first-time home buyer specialists in Mount Joy, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Koch Garpstas Realty Group | Buy & Sell Homes in Lancaster PA | Realtors
228 E Main St, Mount Joy, PA 17552
(717) 734-7071 kghomegroup.com
Penn Home Mortgage: Mortgage Brokers
1175 E Main St, Mount Joy, PA 17552
(717) 842-0731 pennhomemortgage.com
Rose Madar at Berkshire Hathaway HomeServices Homesale Realty
102 E Main St, Mount Joy, PA 17552
(717) 475-3885 roseknowsrealestate.com
Berkshire Hathaway HomeServices Homesale Realty | Mount Joy
102 E Main St, Mount Joy, PA 17552
(717) 653-2646 homesale.com
Denny Brandt - Realtor
102 E Main St, Mount Joy, PA 17552
(717) 371-7841 dennybrandt.com
Kathy Kinney, Berkshire Hathaway HomeServices Homesale Realty
102 E Main St, Mount Joy, PA 17552
(717) 808-2561
Ferne Silberman, Berkshire Hathaway HomeServices Homesale Realty
102 E Main St, Mount Joy, PA 17552
(717) 575-8626
Missy Campbell, Realtor (Iron Valley Real Estate Lebanon)
228 E Main St, Mount Joy, PA 17552
(717) 679-9093

A first-time home buyer specialist in Mount Joy, Pennsylvania can guide you through the process of purchasing your first home. They understand Pennsylvania-specific programs like the PHFA Keystone Home Loan and local market conditions in Lancaster County. This specialist helps you navigate inspections, financing, and closing steps unique to PA law.

What Does a First-Time Home Buyer Specialist in Mount Joy Cost?

Typical costs for a first-time home buyer specialist in Pennsylvania range from 500 to 1,500 dollars for flat-fee consulting, or a percentage of the home price if they act as a buyer agent. Additional costs include the PHFA education course fee of about 75 dollars and closing costs averaging 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Mount Joy?
A specialist helps you understand mortgage options, find eligible properties, and complete the purchase process. They coordinate with lenders and real estate agents to ensure you meet Pennsylvania first-time buyer requirements.
Are there Pennsylvania programs for first-time home buyers?
Yes, the Pennsylvania Housing Finance Agency offers the Keystone Home Loan program with down payment assistance. Buyers must complete a homebuyer education course and meet income limits set by the state.
What is the typical timeline for a first-time buyer in Pennsylvania?
The process usually takes 30 to 60 days from offer to closing. Pennsylvania law requires a home inspection and a seller disclosure statement within five days of an accepted offer.

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