Find First-Time Home Buyer Specialists Near You in Pittston, PA
Directory of first-time home buyer specialists in Pittston, Pennsylvania. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 4 first-time home buyer specialists in Pittston, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A first-time home buyer specialist in Pittston, Pennsylvania can guide you through the process of buying your first home. Pennsylvania offers specific programs like the Keystone Advantage Assistance Program and the PHFA First-Time Home Buyer Program. These specialists help you understand local real estate market conditions and connect you with available down payment assistance.
What Does a First-Time Home Buyer Specialist in Pittston Cost?
In Pennsylvania, first-time home buyer specialist services are typically paid through standard real estate commissions, which are often 5 to 6 percent of the home purchase price and split between buyer and seller agents. Mortgage origination fees range from 0.5 to 1 percent of the loan amount. Down payment assistance programs may have administrative fees of 200 to 500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a first-time home buyer specialist in Pittston?
A first-time home buyer specialist is a real estate agent or mortgage professional who focuses on helping people buy their first home. They understand Pennsylvania programs like the PHFA First-Time Home Buyer Program and can explain local requirements in Luzerne County.
What Pennsylvania programs help first-time buyers in Pittston?
Pennsylvania offers the Keystone Advantage Assistance Program which provides up to 4 percent of the loan amount for down payment or closing costs. The PHFA First-Time Home Buyer Program offers fixed-rate mortgages and tax credits. These programs have income limits and require a home buyer education course.
Do I need a special license to be a first-time home buyer specialist in Pennsylvania?
Real estate agents in Pennsylvania must hold a valid license from the Pennsylvania Real Estate Commission. Mortgage loan officers must be licensed under the Pennsylvania Department of Banking and Securities. There is no separate first-time home buyer specialist license.