Find First-Time Home Buyer Specialists in Stroudsburg, PA
Directory of first-time home buyer specialists in Stroudsburg, Pennsylvania. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 14 first-time home buyer specialists in Stroudsburg, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A first-time home buyer specialist in Stroudsburg, Pennsylvania helps you navigate the local real estate market and understand state-specific programs. Pennsylvania offers the PHFA Keystone Home Loan program with down payment and closing cost assistance for qualified buyers. Stroudsburg buyers can also access local grants through Monroe County housing initiatives.
What Does a First-Time Home Buyer Specialist in Stroudsburg Cost?
Typical costs for a first-time home buyer specialist in Pennsylvania are paid through the home purchase transaction. Real estate agent commissions are usually 5% to 6% of the sale price and are paid by the seller. Mortgage origination fees for first-time buyer loans range from 0.5% to 1% of the loan amount. Some specialists charge a flat fee of 500 to 2000 for consulting services. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a first-time home buyer specialist in Stroudsburg?
A first-time home buyer specialist is a real estate agent or mortgage advisor who focuses on helping people buy their first home. They know local programs like the PHFA Keystone Advantage Assistance loan and can guide you through Pennsylvania specific requirements.
What Pennsylvania programs help first-time buyers in Stroudsburg?
The Pennsylvania Housing Finance Agency offers the Keystone Home Loan program with 30 year fixed rates and up to 6% down payment assistance. Stroudsburg buyers may also qualify for the HOMEstead program which provides deferred payment loans for eligible households.
Do I need a special license to be a first-time home buyer specialist in PA?
No special license is required beyond a standard Pennsylvania real estate license. However a specialist should have experience with PHFA programs, FHA loans, and local first-time buyer grants to provide accurate guidance.