Find First-Time Home Buyer Specialists Near You in Spartanburg, SC
Compare first-time home buyer specialists in Spartanburg. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of South Carolina before hiring.
Showing 20 first-time home buyer specialists in Spartanburg, SC
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A first-time home buyer specialist in Spartanburg can guide you through South Carolina specific programs like the SC Housing homebuyer program. This specialist helps with down payment assistance and mortgage options tailored to first-time buyers. Spartanburg offers unique local incentives for new homeowners.
What Does a First-Time Home Buyer Specialist in Spartanburg Cost?
Typical costs for a first-time home buyer specialist in Spartanburg include a flat fee or hourly rate. Fees range from 500 to 1500 dollars for consultation and guidance. Some specialists charge a percentage of the loan amount, usually 0.5 to 1 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the SC Housing program for first-time home buyers?
SC Housing offers the Homebuyer Program with down payment assistance up to 6 percent of the loan amount. It is available for first-time buyers in Spartanburg and requires a minimum credit score of 640. The program also provides a 30 year fixed rate mortgage.
Are there income limits for first-time home buyer help in Spartanburg?
Yes, income limits vary by county and household size. For Spartanburg County in 2024, the limit for a 1 to 2 person household is around 83000 dollars. Limits are adjusted annually by SC Housing.
How long does the first-time home buyer process take in South Carolina?
The process typically takes 30 to 45 days from offer to closing. South Carolina law requires a 30 day due diligence period unless otherwise agreed. Your specialist will help you meet all deadlines.