Find First-Time Home Buyer Specialists Near You in Summerville, SC
Compare first-time home buyer specialists in Summerville. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 20 first-time home buyer specialists in Summerville, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a First-Time Home Buyer Specialist in Summerville Cost?
Typical costs for a first-time home buyer specialist in South Carolina include a real estate commission usually paid by the seller (around 5-6% of the sale price split between agents) and loan origination fees from a mortgage lender ranging from 0.5% to 1% of the loan amount. Down payment assistance programs in Summerville may have an upfront fee of 1-2% of the loan. Costs vary by case. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a first-time home buyer specialist in Summerville?
A first-time home buyer specialist is a real estate agent or loan officer who focuses on helping people buy their first home. They know about South Carolina programs like the SC Housing Homebuyer Program and local down payment grants available in Summerville.
What South Carolina programs help first-time buyers in Summerville?
SC Housing offers the First-Time Home Buyer Program with a 30-year fixed rate FHA loan and up to 5% down payment assistance. Summerville buyers may also qualify for the SC Palmetto Home Advantage program which provides a 30-year fixed rate conventional loan with down payment help.
Do I need a special license to be a first-time home buyer specialist in South Carolina?
No special license is required beyond a standard South Carolina real estate license or mortgage loan originator license. However, specialists often complete additional training on SC Housing programs and local first-time buyer incentives.