Find First-Time Home Buyer Specialists in Travelers Rest, SC
Looking for a first-time home buyer specialist in Travelers Rest? Review the directory below to compare your options.
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State Mortgage Licensing Authority of South Carolina before hiring.
Showing 8 first-time home buyer specialists in Travelers Rest, SC
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A first-time home buyer specialist in Travelers Rest South Carolina helps new buyers navigate the local market and state specific programs. South Carolina offers the SC Homebuyer Program which provides down payment assistance and a tax credit for qualified buyers. Working with a specialist ensures you understand local requirements and available resources for purchasing your first home in this growing community.
What Does a First-Time Home Buyer Specialist in Travelers Rest Cost?
Hiring a first-time home buyer specialist in Travelers Rest usually does not involve a separate fee because they are paid through the home sale commission. Typical real estate commissions in South Carolina range from 5 to 6 percent of the sale price split between buyer and seller agents. For a 250000 dollar home that means 12500 to 15000 dollars total commission. Some specialists may charge a flat fee for consulting services which can range from 300 to 500 dollars. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the SC Homebuyer Program for first-time buyers in Travelers Rest?
The SC Homebuyer Program offers a 30 year fixed rate mortgage with down payment assistance up to 5 percent of the loan amount. It also provides a Mortgage Credit Certificate that gives a federal tax credit worth up to 50 percent of mortgage interest paid each year. You must complete a homebuyer education course to qualify.
How do I qualify as a first-time home buyer in South Carolina?
You generally qualify if you have not owned a home in the past three years. There are also income and purchase price limits that vary by county. For Greenville County which includes Travelers Rest the income limit for a one or two person household is around 78000 dollars as of 2024.
What closing costs can I expect as a first-time buyer in Travelers Rest?
Closing costs in South Carolina typically range from 2 to 5 percent of the home purchase price. For a 250000 dollar home that means 5000 to 12500 dollars. These costs include lender fees title insurance appraisal and recording fees. Some down payment assistance programs can help cover these costs.