Find First-Time Home Buyer Specialists Near You in Cookeville, TN
Browse first-time home buyer specialists serving Cookeville, Tennessee. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Tennessee before hiring.
Showing 20 first-time home buyer specialists in Cookeville, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a First-Time Home Buyer Specialist in Cookeville Cost?
The cost for a first-time home buyer specialist in Tennessee varies. Real estate agent commissions are typically paid by the home seller not the buyer. Mortgage origination fees for THDA loans range from 1 to 2 percent of the loan amount. Down payment assistance may have a small fee or be included in the loan. Closing costs in Tennessee average 2 to 5 percent of the home price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a first-time home buyer specialist in Cookeville?
A first-time home buyer specialist is a real estate agent or mortgage professional who focuses on helping people buy their first home. They know about Tennessee specific programs like the THDA Great Choice loan and local down payment assistance grants. They also understand the Cookeville market and can explain the steps to homeownership.
What Tennessee programs are available for first-time buyers in Cookeville?
Tennessee offers the THDA Great Choice loan which provides a fixed rate mortgage and down payment assistance. The Great Choice Plus program adds extra help for qualifying buyers. These programs have income limits and purchase price caps that apply to Putnam County.
How do I qualify for first-time home buyer assistance in Tennessee?
You must not have owned a home in the last three years to be a first-time buyer. You need a minimum credit score usually 640 or higher for THDA loans. You also must complete a homebuyer education course approved by the Tennessee Housing Development Agency.