Find First-Time Home Buyer Specialists Near You in Abilene, TX
Directory of first-time home buyer specialists in Abilene, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 18 first-time home buyer specialists in Abilene, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A first-time home buyer specialist in Abilene, Texas can guide you through the unique requirements of Texas real estate law, including the Texas Property Code and the Texas Fair Housing Act. These specialists help you understand local programs like the Texas Department of Housing and Community Affairs (TDHCA) My First Texas Home loan, which offers down payment and closing cost assistance. They also explain the Texas home inspection process and the option to use a Texas Real Estate Commission approved contract.
What Does a First-Time Home Buyer Specialist in Abilene Cost?
In Texas, first-time home buyer specialist fees are usually paid by the seller as part of the commission, so the buyer typically pays no direct fee for the agent. Lender fees for a mortgage can range from 0.5 percent to 1.5 percent of the loan amount. Closing costs in Texas average 2 to 5 percent of the home purchase price, including title insurance, appraisal fees, and recording fees. Down payment assistance programs may reduce upfront costs. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a first-time home buyer specialist in Abilene?
A first-time home buyer specialist is a real estate agent or lender with experience helping buyers who have not owned a home in the past three years. They know about Texas-specific programs like the TDHCA My First Texas Home loan and the Texas Veterans Land Board program. They also understand local market conditions in Abilene and Taylor County.
What Texas programs are available for first-time buyers in Abilene?
Texas offers the My First Texas Home program, which provides a 30-year fixed rate mortgage with down payment and closing cost assistance up to 5 percent of the loan amount. The Texas Veterans Land Board offers the Veterans Housing Assistance Program for eligible veterans. Abilene also has local down payment assistance programs through the City of Abilene Housing Authority.
First-Time Home Buyer Specialists in Other Texas Cities
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