Find First-Time Home Buyer Specialists in Roy, UT
Compare first-time home buyer specialists in Roy. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Utah before hiring.
Showing 7 first-time home buyer specialists in Roy, UT
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What Does a First-Time Home Buyer Specialist in Roy Cost?
Typical costs for a first-time home buyer specialist in Utah include a real estate commission which is usually paid by the seller. Mortgage origination fees range from 0.5 percent to 1 percent of the loan amount. Down payment assistance programs may have a small application fee of 100 to 500 dollars. Closing costs in Utah average 2 to 5 percent of the home price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a first-time home buyer specialist in Roy Utah?
A first-time home buyer specialist is a real estate agent or mortgage advisor who focuses on helping people buy their first home. They know about Utah specific programs like the FirstHome and Score loans from Utah Housing Corporation.
What down payment assistance is available in Utah for first-time buyers?
Utah Housing Corporation offers the FirstHome loan with a 30 year fixed rate and down payment assistance up to 6 percent of the loan amount. The Score loan also provides assistance for qualifying buyers. Both require a minimum credit score and completion of a home buyer education course.
Do I need to take a home buyer education class in Utah?
Yes, for most Utah Housing Corporation programs you must complete a HUD approved home buyer education course. The class covers budgeting, mortgage options, and the closing process. It typically takes 4 to 8 hours and can be done online.