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Find First-Time Home Buyer Specialists Near You in Charlottesville, VA

Browse first-time home buyer specialists serving Charlottesville, Virginia. Contact information and addresses listed below.

20 agents listed
Updated June 2026
Charlottesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 first-time home buyer specialists in Charlottesville, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Story House Real Estate
2110 Ivy Rd, Charlottesville, VA 22903
(434) 260-1435
Town Realty - Gary Palmer
1509 E High St, Charlottesville, VA 22902
(434) 260-8222 towncville.com
Whit Douglas at First Heritage Mortgage, LLC
404 People Pl STE 303, Charlottesville, VA 22911
(434) 227-5101 fhmtg.com
Patricia Irby, Realtor
3510 Remson Ct #401, Charlottesville, VA 22901
(703) 307-2805 patriciairbyrealtor.com
Aaron Howell, Story House Real Estate Charlottesville
2110 Ivy Rd, Charlottesville, VA 22903
(434) 216-0433 aaron.storyhousere.com
Find Homes Realty LLC
90 Whitewood Rd STE 6, Charlottesville, VA 22901
(434) 337-3216 findhomesusa.com
Matthias John Real Estate
503 Faulconer Dr Suite 6, Charlottesville, VA 22903
(434) 906-4630 matthiasjohnrealty.com
Casey Woodzell, REALTOR® with Long & Foster
350 Old Ivy Way SUITE 200, Charlottesville, VA 22903
(434) 996-2356 longandfoster.com
Realtor Alex Tiscornia - Scout & Sell Cville
900 Gardens Blvd #100, Charlottesville, VA 22901
(434) 327-9292 scoutandsellcville.com
First Heritage Mortgage, LLC - Charlottesville
404 People Pl STE 303, Charlottesville, VA 22911
(434) 227-5100 fhmtg.com
Amy Webb - A Home in Charlottesville
1135 Rose Hill Dr STE 100, Charlottesville, VA 22903
(434) 760-1319 ahomeincharlottesville.com
Noah Libby Kopp, Nest Realty
1135 Rose Hill Dr STE 100, Charlottesville, VA 22903
(434) 872-3200 noahlibbykopp.com
JLG Charlottesville Real Estate
969 2nd St SE, Charlottesville, VA 22902
(434) 987-8373 jlgcharlottesville.com
JAMIE WALLER, LORING WOODRIFF REAL ESTATE ASSOCIATES
401 Park St, Charlottesville, VA 22902
(407) 694-8988 jamiewaller.realtor
Deborah A. Rutter - Real Estate Broker
Nest Realty, 1135 Rose Hill Dr STE 100, Charlottesville, VA 22903
(434) 996-2142 nestrealty.com
Lisa Campbell, YES Realty Partners
969 2nd St SE, Charlottesville, VA 22902
(434) 282-5568 homeagainva.com
Charlottesville Sold.com, LLC
500 Westfield Rd, Charlottesville, VA 22901
(434) 962-1419 charlottesvillesold.com
Julie Ballard, Realtor
1135 Rose Hill Dr STE 100, Charlottesville, VA 22903
(434) 987-5441 nestrealty.com
Mazi Vogler | Charlottesville and Albemarle Real Estate Agent
1509 E High St, Charlottesville, VA 22902
(434) 882-2287 mazivogler.towncville.com
Cynthia Hash, Broker - Find Homes Realty
90 Whitewood Rd STE 6, Charlottesville, VA 22901
(434) 531-5351 cynthiahash.findhomesusa.com

A first-time home buyer specialist in Charlottesville Virginia helps you navigate the local housing market and Virginia specific programs. Virginia offers the Virginia Housing Development Authority down payment assistance and a first-time home buyer tax credit. These specialists guide you through the entire purchase process from pre approval to closing.

What Does a First-Time Home Buyer Specialist in Charlottesville Cost?

Typical costs for a first-time home buyer specialist in Virginia range from 500 to 1500 dollars for consulting and document review services. Some specialists charge a flat fee while others bill hourly at 150 to 350 dollars per hour. Virginia also requires a home buyer education course costing about 50 to 100 dollars. These costs do not include lender fees, title insurance, or closing costs which can total 2 to 5 percent of the home price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Charlottesville?
A specialist helps you understand Virginia specific programs like VHDA loans and down payment grants. They coordinate with local lenders and real estate agents to find homes in Charlottesville neighborhoods. They also explain Virginia closing procedures and required disclosures.
What Virginia programs are available for first-time home buyers in Charlottesville?
Virginia Housing offers the FHA Plus loan and the Conventional Plus loan with down payment assistance up to 5 percent of the purchase price. The Virginia Down Payment Assistance Grant provides up to 10 percent of the loan amount for eligible buyers. These programs have income limits and require a home buyer education course.

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