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First-Time Home Buyer Specialists in Bainbridge Island, WA

Compare first-time home buyer specialists in Bainbridge Island. Review contact information and insurance categorys before you decide.

16 agents listed
Updated June 2026
Bainbridge Island, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 16 first-time home buyer specialists in Bainbridge Island, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amy McFarland - Top Real Estate Agent - COMPASS Bainbridge Island & Kitsap Peninsula
179 Madrone Ln N Suite 204, Bainbridge Island, WA 98110
(206) 618-6579 amymcfarlandrealestate.com
Talia Soifer, Kitsap Broker
701 Winslow Way E, Bainbridge Island, WA 98110
(360) 621-1368 zillow.com
Tim Thompson Real Estate Broker-The Agency Bainbridge Island
168 Winslow Way W, Bainbridge Island, WA 98110
(360) 509-9634 theagencyre.com
Tamara Tobler | Bainbridge Island & Kitsap Realtor – Coldwell Banker
380 Winslow Way E Suite 103, Bainbridge Island, WA 98110
(360) 994-9407 tamaraonbainbridge.com
Kristi Nelson, Bainbridge Island Realtor, Realogics Sotheby's Int'l Realty
240 Winslow Way E, Bainbridge Island, WA 98110
(206) 391-1718 livingonbainbridgeisland.com
Gabrielle Ritter Real Estate Broker at Charter Real Estate Bainbridge Island
701-B Winslow Way E, Bainbridge Island, WA 98110
(206) 866-8136 danbridgealliance.com
Daniel Krois, Realtor - Waterfront Specialist
380 Winslow Way E Suite 103, Bainbridge Island, WA 98110
(360) 981-3535 danielkrois.com
Bainbridge Homes Real Estate
166 Winslow Way E, Bainbridge Island, WA 98110
(206) 842-4400 bainbridgehomes.com
Kim Coletti | Bainbridge Island Realtor
166 Winslow Way E, Bainbridge Island, WA 98110
(360) 473-8781 kimsislandliving.com
Neesha Garcia- Bainbridge Homes Real Estate
166 Winslow Way E, Bainbridge Island, WA 98110
(310) 465-9444 mybainbridgehome.com
Laura Fyrqvist | Bainbridge Island Realtor
166 Winslow Way E, Bainbridge Island, WA 98110
(360) 298-0154 fyrqvistrealestate.com
Lori Sinclair - Realogics | Sotheby's International Realty
240 Winslow Way E, Bainbridge Island, WA 98110
(206) 347-0427 lorisinclair.com
Maureen Daniels, Broker
240 Winslow Way E, Bainbridge Island, WA 98110
(206) 409-4875 maureendaniels.rsir.com
Mark Middleton Real Estate | The Agency Bainbridge Island
168 Winslow Way W, Bainbridge Island, WA 98110
(206) 842-2041 markmiddletonrealestate.com
Emily Haines - Sotheby's International Realty - Bainbridge Island Real Estate Agent
240 Winslow Way E, Bainbridge Island, WA 98110
(206) 473-7340 emilyhainesrealestate.com
Sebastian Bourgault | The Agency Bainbridge Island
168 Winslow Way W, Bainbridge Island, WA 98110
(206) 822-2803 theagencyre.com

A first-time home buyer specialist on Bainbridge Island helps you navigate the unique local real estate market and Washington state requirements. Washington law requires a home inspection contingency unless waived in writing. These specialists guide you through financing options and the closing process specific to Kitsap County.

What Does a First-Time Home Buyer Specialist in Bainbridge Island Cost?

Typical costs for a first-time home buyer specialist on Bainbridge Island range from 2.5% to 3% of the purchase price, paid by the seller at closing. Additional costs include home inspections (USD 400 to USD 700) and appraisal fees (USD 500 to USD 800). Washington state excise tax is usually paid by the seller. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do on Bainbridge Island?
A specialist helps you understand the local market, find suitable properties, and manage offers. They explain Washington state disclosures and inspection timelines. They also connect you with lenders familiar with first-time buyer programs.
Are there special loan programs for first-time buyers in Washington?
Yes, Washington offers programs like the Washington State Housing Finance Commission down payment assistance. These programs provide low-interest loans or grants for qualified buyers. A specialist can help you determine eligibility.

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