Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Alabama before hiring.
Showing 8 home equity loan specialists in Oxford, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SC Mortgage Team -Fairway Independent Mortgage Corporation
250 Spring Branch Rd, Oxford, AL 36203
(256) 310-2485
fairwayindependentmc.com
Miranda Kelley - Team Acopia | Lower Mortgage
1711C Hillyer Robinson Industrial Pkwy C, Oxford, AL 36203
(256) 453-2479
lower.com
Edwin Mortgage Team at Edge Home Finance
7 Snow St, Oxford, AL 36203
(256) 371-6811
edwinmortgage.com
What Does a Home Equity Loan Specialist in Oxford Cost?
Typical costs for a home equity loan specialist in Alabama include origination fees of 0.5% to 1.5% of the loan amount, appraisal fees ranging from $300 to $500, and closing costs between $1,000 and $3,000. These fees vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a home equity loan specialist in Oxford?
A home equity loan specialist is a professional who assists homeowners in securing loans against their home equity. They help with paperwork, lender selection, and understanding Alabama-specific terms like maximum loan-to-value ratios.
How does Alabama law affect home equity loans?
Alabama law limits home equity loans to 80% of the propertys appraised value for most lenders. Specialists ensure compliance with the Alabama Consumer Credit Act, which mandates clear disclosure of interest rates and fees.
Home Equity Loan Specialists in Other Alabama Cities
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