Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Alaska before hiring.
Showing 11 home equity loan specialists in Fairbanks, AK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MAC Federal Credit Union - Fairbanks Branch
541 10th Ave, Fairbanks, AK 99701
(907) 456-1253
macfcu.org
MEGAN QUAN, REALTOR, FAIRBANKS HOME SOURCE
815 2nd Ave, Fairbanks, AK 99701
(907) 687-1875
homesnap.com
First Rate Financial Fairbanks
728 Gaffney Rd Suite 101, Fairbanks, AK 99701
(907) 222-5500
firstrateak.com
Residential Mortgage
324 Old Steese Hwy Suite 102, Fairbanks, AK 99701
(907) 452-8800
residentialmtg.com
Cornerstone Home Lending | Fairbanks
330 Wendell Ave # A, Fairbanks, AK 99701
(907) 205-4253
houseloan.com
Global Credit Union Home Loans | License #AK157293
1292 Sadler Way Ste 115, Fairbanks, AK 99701
(800) 737-3033
globalcu.org
Antwuan Cooks at CrossCountry Mortgage
250 Cushman St Suite #3G, Fairbanks, AK 99701
(907) 206-2661
ccm.com
Lisa Phillips at CrossCountry Mortgage
250 Cushman St Suite #3G, Fairbanks, AK 99701
(907) 206-7747
ccm.com
What Does a Home Equity Loan Specialist in Fairbanks Cost?
Typical costs for a home equity loan specialist in Alaska include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title search fees of 150 to 300 dollars. Closing costs can total 2 to 5 percent of the loan value. These are general estimates and actual costs vary by lender and property. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist do in Fairbanks?
A specialist guides you through applying for a home equity loan or line of credit. They explain terms, help with paperwork, and ensure compliance with Alaska regulations. They do not provide legal advice but can clarify lender requirements.
Are there Alaska-specific laws for home equity loans?
Yes, Alaska has a usury limit of 10.5 percent per year on loans unless otherwise agreed in writing. Lenders must also follow federal regulations like the Home Ownership and Equity Protection Act. A specialist can help you understand these rules.