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Compare Home Equity Loan Specialists in Phoenix, AZ

Browse home equity loan specialists serving Phoenix, Arizona. Contact information and addresses listed below.

20 agents listed
Updated June 2026
Phoenix, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 20 home equity loan specialists in Phoenix, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Agave Home Loans
7776 S Pointe Pkwy E Suite 100, Phoenix, AZ 85044
(833) 316-3170 agavehomeloans.com
Kinfolk Home Loans
4808 N 24th St Suite 100, Phoenix, AZ 85016
(855) 227-2700 kinfolkhomeloans.com
ClickStart Mortgage
2929 N Central Ave STE 1520, Phoenix, AZ 85012
(800) 701-7908 clickstartmortgage.com
Home1st Financial Inc
10000 N 31st Ave D121, Phoenix, AZ 85051
(800) 544-7231 home1stfinancial.com
Road to Home Mortgage, LLC
7220 N 16th St Ste A Unit 1, Phoenix, AZ 85020
(602) 888-7990 rthmortgage.com
The Supreme Team
34225 N 27th Dr Ste 138, Phoenix, AZ 85085
(480) 405-7700 thesupremeteam.com
Forza Capital Funding, Inc.
4455 E Camelback Rd E261, Phoenix, AZ 85018
(480) 378-2675 forzacapitalfunding.com
Home Loans by Paige: Paige Martinez, Mortgage Broker
3420 E Shea Blvd #200, Phoenix, AZ 85028
(602) 448-4470 homeloansbypaige.com
Lizy Hoeffer - Top Phoenix Loan Officer
2555 E Camelback Rd Suite 850, Phoenix, AZ 85016
(480) 818-6222 ccm.com
HD Lending - Arizona Hard Money Loans Company
4435 E Chandler Blvd Suite 200 Room 209, Phoenix, AZ 85048
(480) 808-8687 hd-lending.com
Home Run Home Loans
2390 E Camelback Rd Ste 130-1268, Phoenix, AZ 85016
(800) 924-2734 hrhloans.com
Access Capital Group, Inc.
202 E Earll Dr Ste 460, Phoenix, AZ 85012
(602) 648-5860 loangoal.com
Forward Loans
11201 N Tatum Blvd Ste 300, Phoenix, AZ 85028
(602) 730-2270 forward.loans
Phoenix Mortgage Lender Jimmy V NMLS# 184169
3602 E Campbell Ave Suite 1, Phoenix, AZ 85018
(480) 800-8387 phxhomeloan.com
Tru Home Loans, LLC
20219 N 33rd Pl, Phoenix, AZ 85050
(602) 723-8940 truhomeloans.co
Mortgage in AZ, LLC
3120 W Carefree Hwy Suite 1-800, Phoenix, AZ 85086
(480) 420-8488 amortgagez.com
Apex Home Mortgage
4425 E Agave Rd Ste 122 & 124, Phoenix, AZ 85044
(480) 577-5431 apexhm.com
AZ Financial, LLC
3145 E Chandler Blvd Ste. 110-118, Phoenix, AZ 85048
(480) 787-5777 azfinancialllc.com
The McDermott Team
3200 E Camelback Rd # 130, Phoenix, AZ 85018
(602) 694-5279 themcdteam.com
Martell Mortgage, LLC- Michael Martell
10265 W Camelback Rd Suite 104-C, Phoenix, AZ 85037
(623) 810-1583 martellmortgages.com

A home equity loan specialist in Phoenix Arizona helps homeowners access the equity in their property for major expenses or debt consolidation. Arizona law requires lenders to follow specific disclosure rules under ARS Title 33. These specialists guide you through loan options including home equity lines of credit and fixed rate second mortgages.

What Does a Home Equity Loan Specialist in Phoenix Cost?

Typical costs for a home equity loan specialist in Arizona include an origination fee of 0.5 to 1 percent of the loan amount and appraisal fees ranging from 300 to 600 dollars. Closing costs can total 2 to 5 percent of the loan amount. Some lenders offer no closing cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Phoenix?
A home equity loan specialist is a licensed mortgage professional who helps you borrow against the equity in your home. In Arizona they must hold a valid mortgage loan originator license from the Arizona Department of Insurance and Financial Institutions.
How much equity do I need for a home equity loan in Arizona?
Most lenders in Arizona require you to have at least 15 to 20 percent equity in your home. Your combined loan to value ratio including your first mortgage usually cannot exceed 80 to 85 percent.
Are there Arizona specific laws for home equity loans?
Yes Arizona law under ARS 33 814 limits the interest rate and fees for certain home equity loans. Lenders must also provide a clear disclosure of the annual percentage rate and total finance charges before closing.

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