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Find Home Equity Loan Specialists Near You in Prescott, AZ

Browse home equity loan specialists serving Prescott, Arizona. Contact information and addresses listed below.

17 agents listed
Updated June 2026
Prescott, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 17 home equity loan specialists in Prescott, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Loans
1205 Gail Gardner Way, Prescott, AZ 86305
(928) 778-1845 titlemax.com
Danell Riggs
325 W Gurley St #102, Prescott, AZ 86301
(928) 458-0507 legacymutual.com
Homeowners Financial Group
125 E Gurley St Suite 150, Prescott, AZ 86301
(928) 237-1886 homeownersfg.com
Greg Riordan - Legacy Mutual Mortgage
325 W Gurley St #102, Prescott, AZ 86301
(928) 427-5156 gregriordan.com
Guild Mortgage - Sandra Collette
120 N Marina St Suite A, Prescott, AZ 86301
(928) 910-4153 branches.guildmortgage.com
Mill Mortgage LLC dba Bonelli Financial Group
3605 Crossings Dr suite a, Prescott, AZ 86305
(480) 426-1636 millmortgage.com
PrimeLending, a PlainsCapital Company - Prescott
122 N Cortez St Suite 308, Prescott, AZ 86301
(928) 615-3295 lo.primelending.com
Guild Mortgage - Travis Smart
120 N Marina St Suite A, Prescott, AZ 86301
(928) 220-7673 branches.guildmortgage.com
Smart Mortgage
1701 Emerald Dr suite d, Prescott, AZ 86301
(928) 445-9499 smartmortgageaz.com
Guild Mortgage Company
120 N Marina St Suite A, Prescott, AZ 86301
(928) 800-5670 branches.guildmortgage.com
Fairway Prescott Team - Fairway Independent Mortgage Corporation
2971 Willow Creek Rd #2, Prescott, AZ 86301
(928) 515-0344
American Pacific Mortgage
1745 Rustic Timbers Ln Ste. G1, Prescott, AZ 86303
(928) 350-8828 apmprescott.com
Mile High Lending, LLC
716 N Montezuma St C, Prescott, AZ 86301
(928) 778-1400 milehighlending.com
American Pacific Mortgage - Arnold Urias
1955 Commerce Center Cir D, Prescott, AZ 86301
(928) 466-4663 teamurias.com
Peoples Mortgage
122 N Cortez St #101, Prescott, AZ 86301
(480) 752-3530 peoplesmortgage.com
Nova Home Loans
222 W Gurley St, Prescott, AZ 86301
(877) 276-5550 novahomeloans.com
Commercial Real Estate Mortgage Loans Prescott AZ
803 Ruth St # C, Prescott, AZ 86301
(725) 237-6237 happyinvestmentsinc.com

A home equity loan specialist in Prescott Arizona can guide you through the process of borrowing against your homes equity. Arizona law requires lenders to follow specific disclosure rules under ARS Title 6. Local specialists understand the Prescott real estate market and can help you navigate loan terms and conditions.

What Does a Home Equity Loan Specialist in Prescott Cost?

Typical costs for a home equity loan specialist in Arizona include an origination fee of 0.5 to 2 percent of the loan amount. Appraisal fees range from 300 to 600 dollars. Closing costs can total 2 to 5 percent of the loan. Costs vary by case and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Prescott Arizona?
A home equity loan specialist helps you apply for a loan using your homes equity. They review your financial situation explain Arizona lending laws and assist with paperwork. They do not provide legal advice but can connect you with a real estate attorney if needed.
What are the Arizona laws for home equity loans?
Arizona law under ARS Title 6 regulates home equity lending including interest rate caps and disclosure requirements. Lenders must provide a Truth in Lending disclosure within three business days. The loan amount is typically limited to 80 percent of the homes appraised value.

Home Equity Loan Specialists in Other Arizona Cities

Apache Junction · Avondale · Buckeye · Bullhead City · Casa Grande · Chandler · Coolidge · Cottonwood · Flagstaff · Fountain Hills · Gilbert · Glendale · Goodyear · Kingman · Lake Havasu City

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Arizona.

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