Skip to main content

Home Equity Loan Specialists in Prescott Valley, AZ

Compare home equity loan specialists in Prescott Valley. Review contact information and insurance categorys before you decide.

9 agents listed
Updated June 2026
Prescott Valley, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 9 home equity loan specialists in Prescott Valley, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ACE Cash Express
8101 E State Rte 69 A, Prescott Valley, AZ 86314
(928) 759-9939 acecashexpress.com
Desert Financial Credit Union - Prescott Valley Fry's
3100 N Glassford Hill Rd, Prescott Valley, AZ 86314
(928) 233-7000 locations.desertfinancial.com
Allied Cash Advance
3140 N Glassford Hill Rd #104, Prescott Valley, AZ 86314
(928) 772-1290 locations.alliedcash.com
OneMain Financial
2982 Park Ave ste c, Prescott Valley, AZ 86314
(928) 772-0240 onemainfinancial.com
Credit Union West
3650 N Glassford Hill Rd, Prescott Valley, AZ 86314
(928) 778-7156 cuwest.org
Foothills Bank
3044 N Glassford Hill Rd, Prescott Valley, AZ 86314
(928) 759-8600 foothillsbank.com
OnQ Home Loans | Prescott Valley
8098 E Valley Rd #1, Prescott Valley, AZ 86314
(928) 713-2128 onqhomeloans.com
Pilgrim Denny Team- Benchmark Mortgage
3194 N Windsong Dr, Prescott Valley, AZ 86314
(928) 541-8737 facebook.com
Chase Mortgage
7900 AZ-69, Prescott Valley, AZ 86314
(928) 771-6288 chase.com

A home equity loan specialist in Prescott Valley Arizona helps homeowners access the equity in their property. Arizona law allows lenders to offer home equity loans up to 80 percent of the propertys value in many cases. Local specialists guide clients through the application process and explain Arizona specific requirements like deed of trust recording and lien priority rules.

What Does a Home Equity Loan Specialist in Prescott Valley Cost?

Typical costs for a home equity loan specialist in Arizona include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 400 to 800 dollars. Title search and insurance costs add 200 to 500 dollars. Closing costs generally total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Prescott Valley?
A home equity loan specialist is a professional who helps homeowners obtain a loan using their home equity as collateral. In Arizona these specialists must be licensed by the Arizona Department of Financial Institutions. They explain loan terms interest rates and repayment options specific to Arizona law.
What are the typical requirements for a home equity loan in Arizona?
Common requirements include a credit score of at least 620 a debt to income ratio below 43 percent and at least 20 percent equity in the home. Arizona law does not set a specific minimum equity amount but most lenders require 15 to 20 percent. Specialists also verify income and property value through an appraisal.

Home Equity Loan Specialists in Other Arizona Cities