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Find Home Equity Loan Specialists in Benton, AR

Compare home equity loan specialists in Benton. Review contact information and insurance categorys before you decide.

9 agents listed
Updated June 2026
Benton, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arkansas before hiring.
Showing 9 home equity loan specialists in Benton, AR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jake Arey Mortgage Team
101 N East St, Benton, AR 72015
(501) 326-2700 jakearey.com
Preston Madison Mortgage Advisor- NEO Home Loans NMLS: 2172012
119 S Market St, Benton, AR 72015
(501) 249-8237 prestonmadison.com
The Dio Vannucci Team - NEO Home Loans
119 S Market St, Benton, AR 72015
(501) 840-5995 loansbydio.com
Arvest Bank
925 Military Rd, Benton, AR 72015
(501) 303-2021 arvest.com
Alcoa Community Federal CU
1125 Military Rd, Benton, AR 72015
(501) 315-5626 alcoacommunityfcu.org
Cornerstone Home Lending, Inc.
622 Alcoa Rd, Benton, AR 72015
(501) 840-5995 houseloan.com
NEO Home Loans
119 S Market St, Benton, AR 72015
(501) 642-0332 neobenton.com
First Security Mortgage
205 W Carpenter St, Benton, AR 72015
(501) 279-3461 fsbmortgageloan.com
Bank of England Mortgage
323 N East St, Benton, AR 72015
(501) 554-6626 boemortgage.com

A home equity loan specialist in Benton, Arkansas helps homeowners access the equity in their property for major expenses or debt consolidation. Arkansas law limits home equity loans to 80% of the property value under state statute 23-47-101. Specialists guide you through the application process and explain local lending rules.

What Does a Home Equity Loan Specialist in Benton Cost?

Typical costs for a home equity loan specialist in Arkansas include an origination fee of 0.5% to 1% of the loan amount and an appraisal fee of $300 to $600. Closing costs often range from $1,000 to $3,000 depending on the loan size. Some lenders charge a flat fee of $500 to $1,500 for processing. Costs vary by lender and your financial situation. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Benton?
A specialist reviews your home value and equity to help you choose the right loan product. They explain Arkansas lending limits and help you compare rates from local lenders. They also assist with paperwork and closing procedures.
How much equity do I need for a home equity loan in Arkansas?
Most lenders in Arkansas require at least 15% to 20% equity in your home. Arkansas law caps total loan amounts at 80% of the propertys appraised value. Your specialist can calculate your exact equity position.
What documents are needed for a home equity loan in Benton?
You will need proof of income, tax returns, bank statements, and a recent home appraisal. The specialist also requires a copy of your current mortgage statement. Arkansas lenders may ask for additional documents based on your credit profile.

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