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Home Equity Loan Specialists in Brawley, CA

Compare home equity loan specialists in Brawley. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Brawley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 2 home equity loan specialists in Brawley, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nava Commercial Capital & Real Estate Inc.
578 G St, Brawley, CA 92227
(760) 623-1050 navarealestate.com
Montana Capital Car Title Loans
613 E St, Brawley, CA 92227
(760) 478-6535 montanacapital.com

A home equity loan specialist in Brawley, California helps homeowners access the equity in their property through a second mortgage or home equity line of credit. California law requires lenders to follow strict disclosure rules under the Home Equity Loan Act and to provide a three-day right of rescission for most loans. Local specialists understand the Imperial County real estate market and can guide you through the application process.

What Does a Home Equity Loan Specialist in Brawley Cost?

Typical costs for a home equity loan in California include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 300 to 600 dollars, and title search fees of 150 to 400 dollars. Closing costs generally range from 2 to 5 percent of the loan total. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Brawley?
A home equity loan specialist is a licensed mortgage professional who helps homeowners borrow against the equity in their home. In California, they must follow state regulations including the California Financing Law and provide clear loan terms.
What are the requirements for a home equity loan in California?
You typically need at least 15 to 20 percent equity in your home, a good credit score, and proof of income. California law also requires lenders to verify your ability to repay the loan under the Ability to Repay rule.
How long does it take to get a home equity loan in Brawley?
The process usually takes two to six weeks from application to closing. California law requires a three-day rescission period after signing, which adds to the timeline.

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