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Find Home Equity Loan Specialists in Eureka, CA

Browse home equity loan specialists serving Eureka, California. Contact information and addresses listed below.

13 agents listed
Updated June 2026
Eureka, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 13 home equity loan specialists in Eureka, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Humboldt Mortgage Company
2037 Harrison Ave, Eureka, CA 95501
(707) 445-3027 humboldtmortgage.net
CrossCountry Mortgage, Christine Joyner Manager
322 1st St, Eureka, CA 95501
(707) 601-8188 crosscountrymortgage.com
Coast Central Credit Union Harrison
2650 Harrison Ave, Eureka, CA 95501
(707) 445-8801 coastccu.org
Oceana Bansemer Summit Funding
325 2nd St STE 103, Eureka, CA 95501
(707) 296-7076 summitfunding.net
SN Servicing Corporation
323 5th St, Eureka, CA 95501
(800) 603-0836 snsc.com
ReProp Financial
735 4th St, Eureka, CA 95501
(707) 444-7711 repropfinancial.com
Compass Community Credit Union
2861 E St, Eureka, CA 95501
(707) 443-8662 compassccu.org
Redwood Capital Bank Eureka Main
402 G St, Eureka, CA 95501
(707) 444-9800 redwoodcapitalbank.com
Pacific Home Team at NEO Home Loans
332 Harris St B, Eureka, CA 95503
(707) 441-1411 thepacifichometeam.com
Adam Freitas - Pacific Home Team at NEO Home Loans
332 Harris St B, Eureka, CA 95503
(707) 834-6094 thepacifichometeam.com
Humboldt Home Loans
2145 Myrtle Avenue, Eureka, CA 95501
(707) 269-2334 humboldthomeloans.com
Mountain Bay Mortgage
805 7th St, Eureka, CA 95501
(707) 572-7338 mountainbaymortgage.com
Redwood Capital Bank Henderson Center
2816 F St, Eureka, CA 95501
(707) 444-9888 redwoodcapitalbank.com

A home equity loan specialist in Eureka, California helps homeowners access the equity in their property. These professionals guide clients through loan options, including HELOCs and lump sum loans, while ensuring compliance with California laws such as the Homeowner Bill of Rights. Eureka residents often use these loans for home improvements or debt consolidation.

What Does a Home Equity Loan Specialist in Eureka Cost?

Typical costs for a home equity loan specialist in California include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 300 to 600 dollars, and title search fees of 150 to 400 dollars. Some specialists charge a flat fee of 500 to 1,500 dollars. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Eureka do?
A specialist evaluates your home equity, explains loan types, and helps with the application process. They also ensure the loan meets California regulations, including limits on fees and interest rates.
Are there California specific rules for home equity loans?
Yes, California law sets a maximum interest rate of 10 percent plus the prime rate for most home equity loans. Lenders must also provide a three day right of rescission after signing.
How do I choose a home equity loan specialist in Eureka?
Look for a licensed mortgage loan originator with experience in Humboldt County. Check their California Department of Financial Protection and Innovation license and read client reviews.

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