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Compare Home Equity Loan Specialists in Lincoln, CA

Compare home equity loan specialists in Lincoln. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Lincoln, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 2 home equity loan specialists in Lincoln, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sherene Gray - Fairway Independent Mortgage
436 Lincoln Blvd Suite 105, Lincoln, CA 95648
(916) 798-8026 5starteam.com
Scott Hightower Mortgage Broker
605 Lincoln Blvd Ste 200, Lincoln, CA 95648
(916) 223-4066 mortgage170.com

A home equity loan specialist in Lincoln California can help you access the equity in your home. California law requires lenders to follow strict disclosure rules under the Home Equity Loan Act. Specialists guide you through loan options and ensure compliance with state regulations.

What Does a Home Equity Loan Specialist in Lincoln Cost?

Typical costs for a home equity loan specialist in California include an origination fee of 0.5% to 1% of the loan amount. Appraisal fees range from 300 to 700 dollars. Closing costs can total 2% to 5% of the loan amount. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Lincoln do?
A home equity loan specialist helps you understand loan terms and eligibility. They review your home value and credit history. They also explain California specific rules like the right to rescind within three days.
What are the California laws for home equity loans?
California law limits the interest rate and fees for home equity loans under the California Finance Lenders Law. Lenders must provide a Truth in Lending disclosure. Borrowers have a three day right to cancel the loan after signing.

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