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Find Home Equity Loan Specialists in Loomis, CA

Directory of home equity loan specialists in Loomis, California. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Loomis, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 2 home equity loan specialists in Loomis, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeff Eberhart, Edge Home Finance
3669 Taylor Rd Ste 673, Loomis, CA 95650
(916) 606-3779 financewithjeffandtina.com
Manresa Mortgage, Mortgage Broker
3875 Taylor Rd # B, Loomis, CA 95650
(916) 872-7975 michaelburwellmortgage.com

A home equity loan specialist in Loomis, California helps homeowners access the equity in their property. California law requires lenders to follow strict disclosure rules under the Home Equity Loan Act. Specialists guide clients through the application process and explain how local property values affect loan options.

What Does a Home Equity Loan Specialist in Loomis Cost?

Typical costs for a home equity loan specialist in California include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 300 to 600 dollars, and closing costs of 1,000 to 3,000 dollars. Some specialists charge a flat fee of 500 to 1,500 dollars. Costs vary by lender, loan size, and property location. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Loomis?
A specialist helps you apply for a loan using your home equity. They review your property value, credit score, and income. They also explain California specific rules like the right to rescind within three days.
How much equity do I need for a home equity loan in California?
Most lenders require at least 15 to 20 percent equity in your home. This means you must owe less than 80 to 85 percent of your propertys current value. California law does not set a minimum equity amount, but lenders set their own requirements.

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