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Home Equity Loan Specialists in Los Altos, CA

Directory of home equity loan specialists in Los Altos, California. Verify credentials with the state state mortgage licensing authority before hiring.

7 agents listed
Updated June 2026
Los Altos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 7 home equity loan specialists in Los Altos, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Satish K Dadral - 450886 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
(650) 559-2022 homeloans.wellsfargo.com
Altos Bank
467 1st St Suite 300, Los Altos, CA 94022
(650) 830-8089 altosbank.com
Gisele Chopaan - 459722 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
(510) 909-8942 homeloans.wellsfargo.com
Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
(650) 559-2018 homeloans.wellsfargo.com
Rate
167 S San Antonio Rd Suite 16, Los Altos, CA 94022
(650) 584-0958 rate.com
David L Baker - 448768 - Wells Fargo Home Mortgage
467 1st St Ste 100, Los Altos, CA 94022
(650) 559-2018 homeloans.wellsfargo.com
Sean Ban - 1568126 - Wells Fargo Home Mortgage
467 1st St Suite 100, Los Altos, CA 94022
(408) 309-6339 homeloans.wellsfargo.com

A home equity loan specialist in Los Altos helps homeowners access the equity in their property. California law requires lenders to follow specific disclosure rules under the Home Equity Line of Credit Act. Los Altos residents often use these loans for home improvements or debt consolidation.

What Does a Home Equity Loan Specialist in Los Altos Cost?

Typical costs for a home equity loan specialist in California range from 2 to 5 percent of the loan amount. This includes origination fees, appraisal fees (often 300 to 600 dollars), and closing costs. Some specialists charge a flat fee of 500 to 1,500 dollars. Costs vary by case. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Los Altos?
A specialist guides you through the loan application process and explains California regulations. They help you understand loan terms and ensure compliance with state laws like the California Financing Law.
What California laws apply to home equity loans?
California law requires a three day right of rescission for most home equity loans. Lenders must also provide a Truth in Lending disclosure and follow usury limits under Article XV of the California Constitution.

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