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Home Equity Loan Specialists in Monterey, CA

Directory of home equity loan specialists in Monterey, California. Verify credentials with the state state mortgage licensing authority before hiring.

7 agents listed
Updated June 2026
Monterey, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 7 home equity loan specialists in Monterey, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Monterey Credit Union
501 E Franklin St, Monterey, CA 93940
(831) 647-1000 montereycu.com
TreeHouse Mortgage Group
288 Pearl St floor 2, Monterey, CA 93940
(831) 645-1160 treehousemortgage.com
PrimeLending, A PlainsCapital Company - Monterey
24560 Silver Cloud Ct STE 105, Monterey, CA 93940
(831) 645-1050 lo.primelending.com
Jeff McMullen at CrossCountry Mortgage
2 Lower Ragsdale Dr Suite 130, Monterey, CA 93940
(831) 205-2066 ccm.com
Trevor Moore at CrossCountry Mortgage
2 Lower Ragsdale Dr Suite 130, Monterey, CA 93940
(831) 915-7718 ccm.com
Pacific Inland Home Mortgage
1010 Cass St B-4, Monterey, CA 93940
(831) 655-2600 pacificinland.com
Vista Capital Partners
395 Del Monte Center APT 140, Monterey, CA 93940
(310) 562-1237 vistacapitalpartners.com

A home equity loan specialist in Monterey California helps homeowners access the equity in their property. California law requires clear disclosure of loan terms and fees under the Home Equity Loan Act. Specialists guide clients through the process of applying for a lump sum loan or a home equity line of credit.

What Does a Home Equity Loan Specialist in Monterey Cost?

Typical costs for a home equity loan specialist in California include origination fees of 0.5 to 2 percent of the loan amount and appraisal fees of 300 to 600 dollars. Closing costs often range from 2,000 to 5,000 dollars. Costs vary by lender and loan size. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Monterey?
A home equity loan specialist is a professional who helps homeowners understand and apply for loans using their home equity. They explain California specific rules like the 3 day right of rescission and help compare loan options.
What are the requirements for a home equity loan in California?
You typically need at least 15 to 20 percent equity in your home a good credit score and a stable income. California law also requires lenders to verify your ability to repay the loan.

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