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Compare Home Equity Loan Specialists in San Leandro, CA

Compare home equity loan specialists in San Leandro. Review contact information and insurance categorys before you decide.

6 agents listed
Updated June 2026
San Leandro, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 6 home equity loan specialists in San Leandro, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
2153 Doolittle Dr, San Leandro, CA 94577
(510) 317-7528 onemainfinancial.com
Michael Gallegos - Fairway Independent Mortgage Corp.
2950 Merced St #101, San Leandro, CA 94578
(510) 331-2611 linktr.ee
5 Star Car Title Loans
735 MacArthur Blvd, San Leandro, CA 94577
(510) 900-4937 5starloans.com
Outstanding Investments Company
2450 Washington Ave #100, San Leandro, CA 94577
(510) 352-9100 oicompany.com
Chase Home Lending
699 Lewelling Blvd #192, San Leandro, CA 94579
(510) 614-7203 homelendingadvisor.chase.com
US Bank Mortgage
1585 E 14th St, San Leandro, CA 94577
(800) 872-2657 usbank.com

A home equity loan specialist in San Leandro can help you access the equity in your home for major expenses. California law requires lenders to provide clear disclosures under the Truth in Lending Act and state regulations. Local specialists understand the Alameda County property market and can guide you through the application process.

What Does a Home Equity Loan Specialist in San Leandro Cost?

Typical costs for a home equity loan in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 300 to 500 dollars, and title search fees of 150 to 400 dollars. Closing costs can total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan and how does it work in California?
A home equity loan lets you borrow against the value of your home. In California, lenders must follow state usury laws and provide a three-day right of rescission for most home equity loans. The loan amount is based on your home value minus any existing mortgage balance.
What are the requirements for a home equity loan in San Leandro?
You typically need at least 15 to 20 percent equity in your home. Lenders also require a good credit score, stable income, and a debt-to-income ratio below 43 percent. California law mandates a written appraisal for loans over a certain amount.

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