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Home Equity Loan Specialists in Santa Fe Springs, CA

Directory of home equity loan specialists in Santa Fe Springs, California. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Santa Fe Springs, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 2 home equity loan specialists in Santa Fe Springs, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage One Group
13353 Alondra Blvd Ste 214, Santa Fe Springs, CA 90670
(714) 515-5225 mtgog.com
New American Funding - Santa Fe Springs
13244 Imperial Hwy., Santa Fe Springs, CA 90670
(562) 202-5936 newamericanfunding.com

A home equity loan specialist in Santa Fe Springs, California helps homeowners access the equity in their property through a second mortgage or home equity line of credit. California law requires lenders to provide clear disclosures under the Home Equity Theft Prevention Act and to follow strict rules on interest rates and fees. Local specialists understand the Santa Fe Springs real estate market and can guide you through the process of borrowing against your home.

What Does a Home Equity Loan Specialist in Santa Fe Springs Cost?

Typical costs for a home equity loan specialist in California include an origination fee of 1 to 2 percent of the loan amount, appraisal fees of 300 to 600 dollars, and title search fees of 200 to 400 dollars. Closing costs often range from 2 to 5 percent of the loan total. Some lenders may charge an annual fee for a home equity line of credit. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Santa Fe Springs?
A home equity loan specialist helps you apply for a loan or line of credit using your home equity as collateral. They explain terms, help with paperwork, and ensure compliance with California lending laws. They do not provide legal advice but can connect you with lenders.
What are the requirements for a home equity loan in California?
You typically need at least 15 to 20 percent equity in your home, a good credit score, and stable income. California law limits the loan-to-value ratio for certain loans and requires a three-day right of rescission after signing. Lenders also check your debt-to-income ratio.

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