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Home Equity Loan Specialists in Tulare, CA

Looking for a home equity loan specialist in Tulare? Review the directory below to compare your options.

9 agents listed
Updated June 2026
Tulare, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 9 home equity loan specialists in Tulare, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Valley Strong Credit Union
1989 E Prosperity Ave, Tulare, CA 93274
(800) 221-3311 valleystrong.com
Melissa Leyva- Loan Officer with Empower Home Loans
157 S K St, Tulare, CA 93274
(559) 802-6477 empowermyloan.my1003app.com
Montana Capital Car Title Loans
1732 E Tulare Ave, Tulare, CA 93274
(559) 203-7756 montanacapital.com
Home Front Mortgage-Tulare
151 North N Street, Tulare, CA 93274
(559) 623-8897
OneMain Financial
1555 Hillman St, Tulare, CA 93274
(559) 684-8088 onemainfinancial.com
Valley Oak Credit Union
1321 N Mooney Blvd, Tulare, CA 93274
(559) 688-5996 valleyoak.org
Tulare County Mortgage Services
332 E King Ave, Tulare, CA 93274
(559) 687-1200 tularecountymortgage.com
Ida's Direct Mortgage
140 N J St, Tulare, CA 93274
(559) 687-1700 idasdirectmortgage.com
Mortgage, Bank of America
303 E Tulare Ave, Tulare, CA 93274
(559) 358-2602 bankofamerica.com

A home equity loan specialist in Tulare, California helps homeowners access the equity in their property. California law requires lenders to follow strict rules under the Home Equity Line of Credit (HELOC) and closed-end loan regulations. Tulare residents often use these loans for home improvements or debt consolidation, with local specialists guiding them through the application process.

What Does a Home Equity Loan Specialist in Tulare Cost?

Typical costs for a home equity loan specialist in California include origination fees of 0.5 to 1.5 percent of the loan amount, appraisal fees ranging from 300 to 600 dollars, and closing costs between 2 and 5 percent of the total loan. Annual percentage rates vary based on credit and loan terms. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Tulare?
A home equity loan specialist helps you apply for a loan based on your homes value. They review your finances, explain loan terms, and guide you through California specific disclosure requirements under Civil Code Section 2970.
What are the requirements for a home equity loan in California?
You generally need at least 20 percent equity in your home, a good credit score, and proof of income. California law also mandates a three day right of rescission after signing for most home equity loans.
How long does it take to get a home equity loan in Tulare?
The process typically takes two to six weeks. This includes property appraisal, document review, and compliance with California truth in lending laws. Delays can occur if additional verification is needed.

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