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Compare Home Equity Loan Specialists in Yucaipa, CA

Compare home equity loan specialists in Yucaipa. Review contact information and insurance categorys before you decide.

6 agents listed
Updated June 2026
Yucaipa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 6 home equity loan specialists in Yucaipa, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oak Tree Home Loans & Finance
12225 Bryant St, Yucaipa, CA 92399
(626) 497-8339 oaktreeloan.com
DMI Lending
34428 Yucaipa Blvd # E, Yucaipa, CA 92399
(323) 650-6334 dmilending.com
Chase Home Lending
34318 Yucaipa Blvd, Yucaipa, CA 92399
(720) 729-0637 homelendingadvisor.chase.com
Happy Investments, Inc. Yucaipa CA
13653 Douglas St # 301, Yucaipa, CA 92399
(909) 344-5909 happyinvestmentsinc.com
Valley View Mortgage, Inc
32829 Yucaipa Blvd # C, Yucaipa, CA 92399
(909) 797-9181 valleyviewmortgage.com
US Bank Mortgage
33740 Yucaipa Blvd, Yucaipa, CA 92399
(800) 872-2657 usbank.com

A home equity loan specialist in Yucaipa, California helps homeowners access the equity in their property through a second mortgage or home equity line of credit. California law requires lenders to provide clear disclosures under the Truth in Lending Act and state regulations. Yucaipa residents often use these loans for home improvements or debt consolidation.

What Does a Home Equity Loan Specialist in Yucaipa Cost?

Typical costs for a home equity loan specialist in California include an origination fee of 0.5 to 2 percent of the loan amount, an appraisal fee of 300 to 600 dollars, and closing costs of 2 to 5 percent of the loan. For a 50,000 dollar loan, total fees might range from 1,000 to 2,500 dollars. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Yucaipa?
A specialist guides you through the application process, explains loan terms, and helps you compare options from different lenders. They ensure compliance with California lending laws and assist with required documentation.
What are the requirements for a home equity loan in California?
You typically need at least 15 to 20 percent equity in your home, a credit score above 620, and a debt-to-income ratio below 43 percent. California law also mandates a three-day rescission period after signing.
How long does it take to get a home equity loan in Yucaipa?
The process usually takes two to six weeks from application to funding. This includes appraisal, underwriting, and compliance with California disclosure requirements.

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