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Find Home Equity Loan Specialists in Highlands Ranch, CO

Directory of home equity loan specialists in Highlands Ranch, Colorado. Verify credentials with the state state mortgage licensing authority before hiring.

10 agents listed
Updated June 2026
Highlands Ranch, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Colorado before hiring.
Showing 10 home equity loan specialists in Highlands Ranch, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tim Oddo - Reverse Mortgage Branch Manager with Simple Reverse, a DIVISION of Luminate Bank
300 Plaza Dr #205, Highlands Ranch, CO 80129
(303) 233-4500 nomonthlymortgage.com
Guild Mortgage - Jimmy Kinley
640 Plaza Dr Ste 140, Highlands Ranch, CO 80129
(720) 261-1410 branches.guildmortgage.com
Vertex Financial Group, Inc.
640 Plaza Dr #120, Highlands Ranch, CO 80129
(303) 407-0200 vertex-financial.com
Ryan O'Hayre Mortgage Broker - Access Equity Corp
9249 S Broadway #200-424, Highlands Ranch, CO 80129
(720) 308-8159 ryanohayre.com
Access Equity Corporation
9249 S Broadway, Highlands Ranch, CO 80129
(303) 716-7676 accessequitycorp.com
Highlands Ranch Mortgage
673 W Burgundy St UNIT A, Highlands Ranch, CO 80129
(303) 570-6076 highlandsranchmortgage.com
Equity Bay Mortgage
1745 Shea Center Dr #400, Highlands Ranch, CO 80129
(888) 673-8533 equitybaymortgage.com
Eric Gonzalez - Equity Bay Mortgage
1745 Shea Center Dr #400, Highlands Ranch, CO 80129
(720) 788-0564 equitybaymortgage.com
Home Buyer CO
1745 Shea Center Dr #400, Highlands Ranch, CO 80129
(720) 290-8305 homegrantscolorado.com
Guild Mortgage Company
640 Plaza Dr Ste 140, Highlands Ranch, CO 80129
(720) 261-1410 branches.guildmortgage.com

A home equity loan specialist in Highlands Ranch Colorado helps homeowners access the equity in their property. Colorado law requires lenders to follow strict disclosure rules under the Colorado Consumer Equity Protection Act. Specialists guide you through fixed rate loans and HELOCs while explaining local property value trends in Douglas County.

What Does a Home Equity Loan Specialist in Highlands Ranch Cost?

Typical costs for a home equity loan specialist in Colorado include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 400 to 700 dollars for a Highlands Ranch home. Closing costs usually total 2 to 5 percent of the loan value but may be waived by some lenders. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Highlands Ranch do?
A specialist evaluates your home equity income and credit to recommend loan options. They help you understand Colorado specific rules like the three day rescission period for home equity loans. They also coordinate with local appraisers and title companies in Douglas County.
What are the requirements for a home equity loan in Colorado?
Most lenders require at least 20 percent equity in your home a credit score of 620 or higher and a debt to income ratio below 43 percent. Colorado law also mandates a signed disclosure of the annual percentage rate and total loan costs before closing.

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