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Find Home Equity Loan Specialists Near You in Waterford, CT

Looking for a home equity loan specialist in Waterford? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Waterford, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Connecticut before hiring.
Showing 3 home equity loan specialists in Waterford, CT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Charter Oak Federal Credit Union
3 Boston Post Rd, Waterford, CT 06385
(860) 446-8085 charteroak.org
Charter Oak Federal Credit Union
1055 Hartford Turnpike, Waterford, CT 06385
(860) 446-8085 charteroak.org
Compass Rose Strategic Partners LLC
426 Boston Post Rd, Waterford, CT 06385
(860) 437-7600 compassrosestrategicpartners.com

A home equity loan specialist in Waterford Connecticut helps homeowners access the equity in their property for renovations debt consolidation or other needs. Connecticut law requires lenders to follow specific disclosure rules under the Connecticut Truth in Lending Act. Local specialists understand the Waterford real estate market and can guide you through the application process.

What Does a Home Equity Loan Specialist in Waterford Cost?

Typical costs for a home equity loan specialist in Connecticut include an origination fee of 0.5 to 1.5 percent of the loan amount and appraisal fees ranging from 400 to 700 dollars. Closing costs may total 2 to 5 percent of the loan value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Waterford do?
A home equity loan specialist helps you evaluate your home equity options prepare your application and connect you with lenders. They explain terms like loan to value ratios and interest rates based on Connecticut regulations.
What are Connecticut requirements for home equity loans?
Connecticut law requires lenders to provide a Truth in Lending disclosure and a right of rescission period of three business days for most home equity loans. The loan amount cannot exceed 80 percent of the home value in many cases.

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