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Find Home Equity Loan Specialists Near You in Bartow, FL

Looking for a home equity loan specialist in Bartow? Review the directory below to compare your options.

7 agents listed
Updated June 2026
Bartow, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 7 home equity loan specialists in Bartow, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regional Homes
3900 US-17, Bartow, FL 33830
(863) 578-3791 regionalhomesbartow.com
HSL powered by AnnieMac Home Mortgage
1445 E Main St, Bartow, FL 33830
(863) 607-4663 hslenders.com
PenFed Credit Union
1790 N Broadway Ave, Bartow, FL 33830
(800) 247-5626 penfed.org
Roost Lending, Inc
2387 EF Griffin Rd, Bartow, FL 33830
(863) 275-2202 roostlending.com
MIDFLORIDA Credit Union - Bartow Branch
105 E Van Fleet Dr, Bartow, FL 33830
(863) 688-3733 midflorida.com
Truist
255 W Main St, Bartow, FL 33830
(863) 578-1556 truist.com
Mortgage Lender of America
160 E Summerlin St #204, Bartow, FL 33830
(941) 405-7862 mortgagelenderofamerica.com

A home equity loan specialist in Bartow, Florida helps homeowners access the equity in their property through a lump-sum loan. Florida law requires lenders to follow specific disclosure rules under the Truth in Lending Act and Florida Statute 687. Local specialists understand Polk County property values and can guide you through the application process. They assist with documentation, appraisals, and closing requirements specific to Florida.

What Does a Home Equity Loan Specialist in Bartow Cost?

Typical costs for a home equity loan specialist in Florida include origination fees of 0.5 to 1.5 percent of the loan amount, appraisal fees of 300 to 600 dollars, and closing costs of 500 to 1,500 dollars. Some lenders charge a flat fee of 1,000 to 2,500 dollars. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Bartow do?
A home equity loan specialist helps you apply for a loan using your home equity as collateral. They review your credit, income, and property value to find suitable lenders. In Florida, they ensure compliance with state regulations on interest rates and loan terms.
What are the requirements for a home equity loan in Florida?
You typically need at least 15 to 20 percent equity in your home, a good credit score, and stable income. Florida law does not cap interest rates but requires clear disclosure of annual percentage rates and fees. A specialist can help you meet lender requirements.

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