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Find Home Equity Loan Specialists in Crystal River, FL

Directory of home equity loan specialists in Crystal River, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

6 agents listed
Updated June 2026
Crystal River, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 6 home equity loan specialists in Crystal River, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
726 SE US Hwy 19, Crystal River, FL 34429
(352) 795-8914 advanceamerica.net
Suncoast Credit Union
1039 NE 5th St, Crystal River, FL 34429
(800) 999-5887 locations.suncoastcreditunion.com
Capital City Bank
101 SE US Hwy 19, Crystal River, FL 34429
(352) 795-6100 locations.ccbg.com
Seacoast Bank
1160 N Suncoast Blvd, Crystal River, FL 34429
(352) 563-5505 seacoastbank.com
American Mortgage Lenders of ALCOVA Mortgage
358 NE 3rd St, Crystal River, FL 34429
(352) 795-5626 alcova.com
Todd Financial Services, LLC
154 SE 7th Ave, Crystal River, FL 34429
(352) 621-8013

A home equity loan specialist in Crystal River Florida helps homeowners access the equity in their property through a lump sum loan. Florida law limits the maximum loan-to-value ratio for home equity loans to 80 percent for most properties. Crystal River residents can use these funds for home improvements debt consolidation or major purchases.

What Does a Home Equity Loan Specialist in Crystal River Cost?

Typical costs for a home equity loan specialist in Florida include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 300 to 600 dollars. Closing costs total 2 to 5 percent of the loan value. Florida also charges documentary stamp taxes of 0.35 per 100 dollars of the loan amount. Costs vary by lender property value and loan size. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Crystal River Florida?
A home equity loan specialist is a mortgage professional who helps Crystal River homeowners apply for a loan using their home equity as collateral. They guide borrowers through Florida specific requirements such as homestead exemption rules and the 80 percent loan-to-value cap.
What Florida laws affect home equity loans in Crystal River?
Florida law under Florida Statutes Section 697.07 governs home equity lines of credit. The state also requires a 10 day rescission period after closing for non-purchase loans. Crystal River borrowers must also consider homestead protections which limit forced sale of a primary residence.

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