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Find Home Equity Loan Specialists in Flagler Beach, FL

Compare home equity loan specialists in Flagler Beach. Review contact information and insurance categorys before you decide.

4 agents listed
Updated June 2026
Flagler Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 4 home equity loan specialists in Flagler Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Home Mortgage Group - The WAVE Team - Michael J. Akialis NMLS #832250
408 S Central Ave, Flagler Beach, FL 32136
(386) 793-5435 floridamortgage.loan
WIN Mortgage LLC
316 S Ocean Shore Blvd, Flagler Beach, FL 32136
(386) 264-5772 winmtg.com
American Home Mortgage Group
408 S Central Ave, Flagler Beach, FL 32136
(386) 439-0515 americanhomemortgagegroup.com
Bee Mortgage App
712 Ocean Shore Blvd Suite B, Flagler Beach, FL 32136
(855) 626-1999 beemortgageapp.com

A home equity loan specialist in Flagler Beach Florida can help you access the value in your home. Florida law allows homeowners to borrow against their equity but requires clear disclosure of terms and fees. Specialists guide you through the process from application to closing while ensuring compliance with state regulations.

What Does a Home Equity Loan Specialist in Flagler Beach Cost?

Typical costs for a home equity loan specialist in Florida include origination fees of 0.5% to 1.5% of the loan amount appraisal fees from 300 to 600 dollars and closing costs ranging from 2% to 5% of the loan. Some lenders charge application fees of 100 to 500 dollars. Costs vary by lender loan amount and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Flagler Beach?
A home equity loan specialist helps you understand loan options like home equity loans and HELOCs. They review your property value income and credit to find suitable lenders. They also explain Florida specific rules such as homestead exemption limits and lien priority.
How does Florida law affect home equity loans?
Florida law protects primary residences with a homestead exemption that can reduce property taxes. However this exemption does not prevent a lender from foreclosing if you default on a home equity loan. Specialists ensure you understand these protections and risks before signing.

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