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Home Equity Loan Specialists in Lake Wales, FL

Compare home equity loan specialists in Lake Wales. Review contact information and insurance categorys before you decide.

5 agents listed
Updated June 2026
Lake Wales, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 5 home equity loan specialists in Lake Wales, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MIDFLORIDA Credit Union - Lake Wales Branch
237 FL-60, Lake Wales, FL 33853
(863) 688-3733 midflorida.com
Ridge View Mortgage
125 E Central Ave, Lake Wales, FL 33853
(863) 632-0745 ridgeviewmortgage.com
Brandon McWhorter - Ridgeview Mortgage Group LLC
125 E Central Ave, Lake Wales, FL 33853
(863) 221-1220 ridgeviewmortgage.com
OneMain Financial
24065 US-27 Ste 20, Lake Wales, FL 33859
(863) 293-5615 onemainfinancial.com
Central Florida Reverse - Empowered by NEXA Mortgage
231 E Tillman Ave, Lake Wales, FL 33853
(404) 313-9785 ridgereverse.com

A home equity loan specialist in Lake Wales Florida helps homeowners access the equity in their property. Florida law limits home equity loans to 80 percent of the propertys value for most borrowers. Specialists guide you through the application process and explain local property tax rules that may affect your loan.

What Does a Home Equity Loan Specialist in Lake Wales Cost?

Typical costs for a home equity loan specialist in Florida include an origination fee of 1 to 2 percent of the loan amount and an appraisal fee of 400 to 700 dollars. Closing costs often range from 2 to 5 percent of the loan total. Some lenders charge a flat fee of 500 to 1,000 dollars for processing. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Lake Wales do?
A specialist helps you apply for a home equity loan or line of credit. They review your property value and income to find a suitable loan product. They also explain Florida homestead exemption rules that can impact your loan terms.
What are the requirements for a home equity loan in Florida?
You need at least 20 percent equity in your home and a good credit score. Florida law requires a property appraisal to confirm the homes value. You must also provide proof of income and homeowners insurance.
How long does it take to get a home equity loan in Lake Wales?
The process usually takes 30 to 45 days from application to funding. Florida requires a three day rescission period after signing loan documents. Delays can occur if the property appraisal or title search takes longer.

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