Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 20 home equity loan specialists in Lakeland, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Neighborhood Loans – Lakeland
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 937-8024
homeloankeys.com
The Candice Clark Team at Neighborhood Loans
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 512-3999
neighborhoodloans.com
The Charles Garneau Team - Neighborhood Loans
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 937-8024
neighborhoodloans.com
Guild Mortgage - Dawn R Broccard
6700 Florida Ave S STE 25, Lakeland, FL 33813
(863) 640-7676
branches.guildmortgage.com
Brad Edmondson at CrossCountry Mortgage
1031 E County Rd 540A, Lakeland, FL 33813
(863) 877-3341
crosscountrymortgage.com
Guild Mortgage Company
6700 Florida Ave S STE 25, Lakeland, FL 33813
(863) 225-8240
branches.guildmortgage.com
Simple Lending Mortgage LLC
211 E Main St #438, Lakeland, FL 33801
(800) 484-9355
simplelendingmortgage.com
Florida Mortgage Pros LLC
2031 E Edgewood Dr #3, Lakeland, FL 33803
(863) 353-2712
flmortgagepros.com
Taylor Ard, Top Flite Home Loans (NMLS #370856)
218 E Pine St, Lakeland, FL 33801
(813) 766-1048
tfhomeloans.com
Monica Young: Neighborhood Loans
2020 Edgewood Dr S, Lakeland, FL 33803
(863) 701-6759
neighborhoodloans.com
Guild Mortgage - Colleen Faherty
6700 Florida Ave S STE 25, Lakeland, FL 33813
(520) 227-5484
branches.guildmortgage.com
Home Loans by Andra with USA Mortgage
1102 Florida Ave S #116, Lakeland, FL 33803
(863) 412-5818
usamortgage.com
The Wholesale Mortgage Firm LLC
909 E Parker St, Lakeland, FL 33801
(863) 944-4595
wholesalemortgagefirm.com
MIDFLORIDA Credit Union Mortgage Center
3004 Florida Ave S, Lakeland, FL 33803
(863) 688-8443
midflorida.com
What Does a Home Equity Loan Specialist in Lakeland Cost?
Typical costs for a home equity loan specialist in Florida include origination fees of 0.5 to 1 percent of the loan amount and appraisal fees of 300 to 600 dollars. Closing costs often range from 2 to 5 percent of the loan total. Some specialists charge a flat fee of 500 to 1500 dollars for consulting. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a home equity loan specialist in Lakeland Florida?
A home equity loan specialist is a licensed professional who helps homeowners obtain a loan using their home equity as collateral. In Florida these specialists must follow state lending laws and provide clear disclosure of terms. They assist with loan applications and explain how Florida homestead laws affect the process.
What are the requirements for a home equity loan in Florida?
Florida law requires borrowers to have sufficient equity in their home typically at least 15 to 20 percent. Lenders also check credit scores debt to income ratios and property appraisals. Florida does not have a specific waiting period after purchase but lenders may impose their own seasoning requirements.
How does Florida homestead protection affect home equity loans?
Florida homestead protection limits the amount of equity that can be seized by creditors but it does not prevent a homeowner from voluntarily taking a home equity loan. The loan creates a lien on the property that must be satisfied if the home is sold. Specialists explain how this protection works alongside loan obligations.
Home Equity Loan Specialists in Other Florida Cities
Altamonte Springs · Apopka · Atlantic Beach · Auburndale · Aventura · Bartow · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Brooksville · Cape Coral · Casselberry · Clearwater