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Home Equity Loan Specialists in Lutz, FL

Directory of home equity loan specialists in Lutz, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Lutz, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 2 home equity loan specialists in Lutz, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GTE Financial Credit Union
21827 FL-54, Lutz, FL 33549
(813) 414-7807 gtefinancial.org
Lendworkz Mortgage
18711 N Dale Mabry Hwy, Lutz, FL 33548
(813) 299-3320 golfhomelending.com

A home equity loan specialist in Lutz Florida helps homeowners access the value in their property. Florida law requires a 45-day right of rescission for home equity loans on a primary residence. Specialists guide you through the application process and explain local lending options.

What Does a Home Equity Loan Specialist in Lutz Cost?

Typical costs for a home equity loan specialist in Florida include origination fees of 0.5 to 2 percent of the loan amount and appraisal fees ranging from 300 to 600 dollars. Closing costs often total 2 to 5 percent of the loan. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Lutz do?
They help you understand your home equity loan options and guide you through the application process. They explain Florida specific rules like the homestead exemption and how it affects your loan.
How much equity do I need for a home equity loan in Florida?
Most lenders require at least 15 to 20 percent equity in your home. Florida law does not set a minimum equity amount but lenders have their own requirements.

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