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Find Home Equity Loan Specialists in North Bay Village, FL

Directory of home equity loan specialists in North Bay Village, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
North Bay Village, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 2 home equity loan specialists in North Bay Village, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
True Blue Lending
1700 79th Street Causeway STE 160, North Bay Village, FL 33141
(305) 703-9001 truebluelending.net
True Blue Lending
1700 79th Street Causeway STE 160, North Bay Village, FL 33141
(305) 703-9001 truebluelending.net

Home equity loan specialists in North Bay Village Florida help homeowners access the equity in their property. Florida law requires lenders to follow specific regulations under Chapter 494 of the Florida Statutes for mortgage lending. These specialists guide you through the application process and explain local property value trends in Miami-Dade County.

What Does a Home Equity Loan Specialist in North Bay Village Cost?

Typical costs for a home equity loan specialist in Florida include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 300 to 600 dollars and title search fees from 200 to 400 dollars. Closing costs can total 2 to 5 percent of the loan value. This is general information and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in North Bay Village?
A home equity loan specialist helps you understand your loan options and prepares your application. They review your property value and credit history to find suitable lenders. They also explain Florida specific rules such as the homestead exemption and lien requirements.
What are the requirements for a home equity loan in Florida?
You typically need at least 20 percent equity in your home and a good credit score. Florida law does not set a maximum loan amount but lenders follow federal guidelines. You must also provide proof of income and property insurance.

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