Skip to main content

Find Home Equity Loan Specialists Near You in Palm City, FL

Looking for a home equity loan specialist in Palm City? Review the directory below to compare your options.

4 agents listed
Updated June 2026
Palm City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 4 home equity loan specialists in Palm City, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
East Coast Mortgage Lenders, Inc.
3228 SW Martin Downs Blvd, Palm City, FL 34990
(772) 283-2077 ecmortgagelenders.com
East Coast Mortgage Lenders: Peggy Hornick
3228 SW Martin Downs Blvd #1, Palm City, FL 34990
(772) 919-7918 mortgagelenderpalmcity.com
Fidelity Lending
1100 SW Martin Downs Blvd, Palm City, FL 34990
(772) 237-5211 fidelitylending.com
East Coast Mortgage Lenders: Keren Carmel
3228 SW Martin Downs Blvd, Palm City, FL 34990
(772) 485-4116 kerencarmel.zipforhome.com

A home equity loan specialist in Palm City Florida helps homeowners access the equity in their property. Florida law does not cap home equity loan interest rates but requires clear disclosure of terms under the Truth in Lending Act. Palm City residents often use these loans for home improvements or debt consolidation with local lenders familiar with Martin County property values.

What Does a Home Equity Loan Specialist in Palm City Cost?

Typical costs for a home equity loan specialist in Florida include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 300 to 500 dollars and closing costs total 2 to 5 percent of the loan. Title search and insurance fees add 200 to 400 dollars. Costs vary by lender and loan size. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Palm City?
A specialist guides you through the loan process from application to closing. They help you understand your loan options and ensure compliance with Florida regulations. They also coordinate with appraisers and title companies.
How much equity do I need for a home equity loan in Florida?
Most lenders require at least 15 to 20 percent equity in your home. Your combined loan-to-value ratio usually cannot exceed 80 to 90 percent. Florida law does not set a specific minimum but lenders set their own requirements.
Are there Florida-specific rules for home equity loans?
Yes Florida requires lenders to provide a written notice of the right to rescind for certain loans. The rescission period is three business days after signing. Florida also has homestead protections that may limit loan amounts on your primary residence.

Home Equity Loan Specialists in Other Florida Cities