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Find Home Equity Loan Specialists in Palmetto Bay, FL

Compare home equity loan specialists in Palmetto Bay. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Palmetto Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 2 home equity loan specialists in Palmetto Bay, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Secure The Funding - Mortgage Broker
9555 SW 175th Terrace Suite 110, Palmetto Bay, FL 33157
(305) 433-7194 securethefunding.com
HomeOne Mortgage
9555 SW 175th Terrace Suite 203, Palmetto Bay, FL 33157
(786) 214-0082 home1mortgage.com

A home equity loan specialist in Palmetto Bay Florida helps homeowners access the equity in their property. Florida law requires lenders to follow specific disclosure rules under Chapter 494 of the Florida Statutes. These specialists guide borrowers through the application process and explain the terms of a home equity loan or line of credit.

What Does a Home Equity Loan Specialist in Palmetto Bay Cost?

Typical costs for a home equity loan specialist in Florida include an origination fee of 0.5 to 2 percent of the loan amount, appraisal fees from 300 to 600 dollars, and closing costs of 2 to 5 percent of the loan. Some lenders charge a flat fee of 500 to 1,500 dollars. Costs vary by case and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist do in Palmetto Bay Florida?
A home equity loan specialist helps you apply for a loan using your home equity as collateral. They review your financial situation, explain loan options, and assist with required Florida disclosures. They do not provide legal advice but can connect you with a Florida licensed attorney if needed.
Are there Florida specific rules for home equity loans?
Yes Florida law under Chapter 494 requires lenders to provide a clear disclosure of loan terms and the right to rescind within three business days. The loan must also comply with usury limits unless exempt. A specialist can explain these protections to you.

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