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Home Equity Loan Specialists in Gainesville, GA

Compare home equity loan specialists in Gainesville. Review contact information and insurance categorys before you decide.

19 agents listed
Updated June 2026
Gainesville, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 19 home equity loan specialists in Gainesville, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestar Financial Corporation
332 Washington St NW, Gainesville, GA 30501
(770) 503-0380
Sunset Finance of Gainesville
125 John W Morrow Jr Pkwy, Gainesville, GA 30501
(770) 535-8310 sunsetfinance.net
Kinsmith Finance
1500 Browns Bridge Rd #114, Gainesville, GA 30501
(770) 532-4195 kinsmithloans.com
Southern Finance Company
199 John W Morrow Jr Pkwy # E, Gainesville, GA 30501
(770) 534-5026 serviceloansouth.com
Heights Finance
250 John W Morrow Jr Pkwy, Gainesville, GA 30501
(770) 538-0690 heightsfinance.com
Hughs Mortgage Resources Inc
3109 Marthasville Ct, Gainesville, GA 30506
(770) 654-7608 hughsmortgage.com
1st Franklin Financial
350 Shallowford Rd E, Gainesville, GA 30504
(770) 534-1741 1ffc.com
Security Finance
237 John W Morrow Jr Pkwy Suite 1014, Gainesville, GA 30501
(770) 536-4283 securityfinance.com
Ameris Bank
854 Washington St NW, Gainesville, GA 30501
(678) 343-2300 banks.amerisbank.com
OneMain Financial
1943 Jesse Jewell Pkwy SE #400, Gainesville, GA 30501
(770) 532-5626 onemainfinancial.com
Regional Finance
322 Oak St # 4, Gainesville, GA 30501
(770) 510-5667 branches.regionalfinance.com
Main Street Finance Company
635 Main St SW, Gainesville, GA 30501
(770) 534-5371 mainstloans.com
Gainesville Financial Services Inc
636 Bradford St SW, Gainesville, GA 30501
(770) 534-3661 gainesvilleloans.net
Republic Finance
250 John W Morrow Jr Pkwy #117, Gainesville, GA 30501
(770) 532-2001 locations.republicfinance.com
Noble Finance
675 E E Butler Pkwy # H, Gainesville, GA 30501
(770) 536-1231
Peoples Financial Corporation
404 Spring St SE, Gainesville, GA 30501
(770) 534-5385 peoplesfinancial.net
Homestar Financial Corporation
848 Jesse Jewell Pkwy, Gainesville, GA 30501
(470) 253-2796
Julio Hernandez Home Loans
3306 Donna Way, Gainesville, GA 30504
(404) 697-4038 homestarfc.com
Equity Auto Loan
2307 Browns Bridge Rd, Gainesville, GA 30504
(678) 997-2095

A home equity loan specialist in Gainesville Georgia helps homeowners access the equity in their property through a lump sum loan. Georgia law requires that home equity loans comply with specific state regulations including a maximum loan-to-value ratio of 80 percent for most properties. Specialists guide clients through the application process and explain how Georgia homestead exemptions may affect borrowing.

What Does a Home Equity Loan Specialist in Gainesville Cost?

Typical costs for a home equity loan specialist in Georgia include an origination fee of 0.5 to 1.5 percent of the loan amount plus appraisal fees of 400 to 700 dollars. Closing costs often range from 2 to 5 percent of the loan total. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Gainesville do?
A specialist helps you understand your home equity loan options and guides you through the application process. They review your property value and credit history to determine eligibility. They also explain Georgia specific rules such as the 80 percent loan-to-value limit for most home equity loans.
What are the Georgia legal requirements for a home equity loan?
Georgia law limits home equity loans to 80 percent of the propertys appraised value for most properties. The loan must be secured by a recorded deed to secure debt. Borrowers also have a right of rescission within three business days after signing the loan documents.

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