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Find Home Equity Loan Specialists Near You in Hiram, GA

Looking for a home equity loan specialist in Hiram? Review the directory below to compare your options.

11 agents listed
Updated June 2026
Hiram, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 11 home equity loan specialists in Hiram, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Go Energy Credit Union
3400 Hiram Douglasville Hwy, Hiram, GA 30141
(470) 514-3000 goenergyfinancial.com
1st Franklin Financial
4471 Jimmy Lee Smith Pkwy Suites D/E, Hiram, GA 30141
(770) 943-8379 1ffc.com
Dollar Finance
4471 Jimmy Lee Smith Pkwy ste h, Hiram, GA 30141
(678) 335-6030 dollarfinance-cashadvance.com
OneMain Financial
5886 Wendy Bagwell Pkwy Ste 303, Hiram, GA 30141
(770) 222-3415 onemainfinancial.com
Bank of America (with Drive-thru ATM)
4900 Jimmy Lee Smith Pkwy, Hiram, GA 30141
(770) 439-2690 locators.bankofamerica.com
Lendmark Financial Services LLC
4215 Jimmy Lee Smith Pkwy Suite 16, Hiram, GA 30141
(770) 439-5167 lendmarkfinancial.com
Citizens Savings & Loan
37 Beatty St Suite 101, Hiram, GA 30141
(770) 439-9696 citizensloan.com
Peoples Financial
68 Highland Pavilion Ct, Hiram, GA 30141
(770) 948-6110 peoplesfinancial.net
Mortgage, Bank of America
4900 Jimmy Lee Smith Pkwy, Hiram, GA 30141
(678) 931-8185 bankofamerica.com
Equity Auto Loan
2218 Jimmy Lee Smith Pkwy, Hiram, GA 30141
(678) 237-0155
Alpha Financial Solutions
3595 Hiram Douglasville Hwy Suite 237, Hiram, GA 30141
(888) 611-0836 alphafinancialsolutions.net

A home equity loan specialist in Hiram, Georgia helps homeowners access the equity in their property. Georgia law limits home equity loans to 75% of the appraised value of the home minus any outstanding mortgage balance. This service is useful for funding home improvements, debt consolidation, or other major expenses.

What Does a Home Equity Loan Specialist in Hiram Cost?

Typical costs for a home equity loan specialist in Georgia include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 300 to 600, and closing costs of 2% to 5% of the loan amount. For a 50,000 loan, total costs may range from 1,500 to 3,500. Costs vary by lender and loan terms. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Hiram?
A home equity loan specialist is a professional who guides homeowners through the process of borrowing against their home equity. In Georgia, they must follow state regulations regarding loan limits and disclosure requirements.
How much equity can I borrow in Georgia?
Georgia law generally limits home equity loans to 75% of the home appraised value minus the remaining mortgage balance. For example, if your home is worth 200,000 and you owe 100,000, you may borrow up to 50,000.
What documents do I need for a home equity loan in Hiram?
You typically need proof of income, tax returns, a recent mortgage statement, and a property appraisal. The specialist will also check your credit score and debt-to-income ratio.

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