Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 20 home equity loan specialists in Savannah, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coastal Custom Mortgage, Inc.
340 Eisenhower Dr #220, Savannah, GA 31406
(912) 777-7050
coastalcustommortgage.com
Veterans United Home Loans Savannah
7302 Abercorn St #1a, Savannah, GA 31406
(912) 335-8591
savannah.veteransunited.com
New American Funding - Kelley Sullivan
200 Stephenson Ave Ste. 101 &103, Savannah, GA 31405
(912) 844-2593
newamericanfunding.com
New American Funding - Kelly Ambrose
200 Stephenson Ave Ste. 101 &103, Savannah, GA 31405
(912) 446-1011
newamericanfunding.com
New American Funding - Savannah, GA
200 Stephenson Ave Ste. 101 & 103, Savannah, GA 31405
(912) 216-9134
newamericanfunding.com
Guild Mortgage - Tonja Hathaway
349 Mall Blvd Suite 220, Savannah, GA 31406
(912) 352-7446
branches.guildmortgage.com
First Coast Mortgage - The Caputo Team NMLS #609809
2818 Bee Rd, Savannah, GA 31404
(912) 658-2366
firstcoastmortgage.com
Georgia Heritage Federal Credit Union
1085 W Lathrop Ave, Savannah, GA 31415
(912) 236-4400
gaheritagefcu.org
King Newton Financial Services
1980 Chatham Pkwy Ste 402, Savannah, GA 31405
(912) 228-8834
kingnewtonfinancial.com
Carol Schretter - BankSouth Mortgage Loan Officer
5 Oglethorpe Professional Blvd Suite 150, Savannah, GA 31406
(912) 398-5767
banksouthmortgage.com
Guild Mortgage - Cristy Thornton
349 Mall Blvd Suite 220, Savannah, GA 31406
(912) 977-5590
branches.guildmortgage.com
Guild Mortgage - Fernando Lopez
349 Mall Blvd Suite 220, Savannah, GA 31406
(912) 352-7446
branches.guildmortgage.com
Guild Mortgage Company
1650 E Victory Dr, Savannah, GA 31404
(828) 707-2767
branches.guildmortgage.com
Harbor Mortgage Company
785 King George Blvd Suite 201, Savannah, GA 31419
(912) 920-0770
harbormortgagecompany.com
Prospering Home Loans LLC
1980 Chatham Pkwy STE 602, Savannah, GA 31405
(800) 244-8611
prosperinghomeloans.com
Guild Mortgage Company
349 Mall Blvd Suite 220, Savannah, GA 31406
(912) 352-7446
branches.guildmortgage.com
What Does a Home Equity Loan Specialist in Savannah Cost?
Typical costs for a home equity loan specialist in Savannah Georgia range from a flat fee of 500 to 1500 or an hourly rate of 150 to 300. Lenders may charge origination fees of 1 to 2 percent of the loan amount plus appraisal fees of 400 to 600 and title search fees of 200 to 500. Georgia law does not cap these fees so costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist do in Savannah Georgia?
A specialist helps you evaluate your home equity loan options including fixed-rate loans and lines of credit. They review your credit score income and property value to find suitable lenders. In Georgia they also ensure compliance with state regulations on loan-to-value ratios and interest rate limits.
How does Georgia law affect home equity loans in Savannah?
Georgia law under O.C.G.A. Section 7-1-1000 limits home equity loans to a maximum of 80 percent loan-to-value unless the borrower qualifies for a higher ratio. Lenders must provide a truth-in-lending disclosure and a three-day right of rescission. Specialists help you understand these rules to avoid penalties.
What are the typical requirements for a home equity loan in Georgia?
Borrowers usually need a credit score of at least 620 a debt-to-income ratio below 43 percent and at least 20 percent equity in the home. The property must be in Georgia and the loan amount cannot exceed the statutory limits. Specialists can help you gather documents like tax returns and property appraisals.
Home Equity Loan Specialists in Other Georgia Cities
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