Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 5 home equity loan specialists in St Simons Island, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendLogic - St Simons Island
1607 Frederica Rd suite 102, St Simons Island, GA 31522
(912) 268-4064
lendwithlogic.com
Stephen Moreno, IV - Capital City Home Loans
621 Ocean Blvd, St Simons Island, GA 31522
(912) 771-2115
saintsimonsmortgage.com
Best Life Home Loans
5500 Frederica Rd Suite 1219, St Simons Island, GA 31522
(912) 771-6224
bestlifehomeloans.com
Booker Pruitt-Peoples Home Equity
301 Sea Island Rd Ste 23, St Simons Island, GA 31522
(404) 543-5404
umortgage.com
What Does a Home Equity Loan Specialist in St Simons Island Cost?
Typical costs for a home equity loan specialist in Georgia include an origination fee of 0.5% to 1% of the loan amount. Appraisal fees range from $300 to $600. Closing costs can total $1,000 to $3,000 or more depending on the loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist do in St Simons Island?
A specialist helps you apply for a home equity loan or line of credit. They review your property value and income to determine eligibility. They also ensure compliance with Georgia lending laws.
What are Georgia laws for home equity loans?
Georgia law limits home equity lines of credit to 80% of the propertys appraised value. Lenders must provide a Truth in Lending disclosure and a right of rescission period of three business days. These rules protect borrowers from predatory lending.
Home Equity Loan Specialists in Other Georgia Cities
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