Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Hawaii before hiring.
Showing 4 home equity loan specialists in Kapolei, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SecurityNational Mortgage Company
1001 Kamokila Blvd Suite 319, Kapolei, HI 96707
(808) 427-9960
mortgage.snmc.com
Lōkahi Federal Credit Union
590 Farrington Hwy Suite 501, Kapolei, HI 96707
(808) 423-1391
lokahifcu.com
All Reverse Mortgage, Inc. (ARLO )
4880 Kapolei Pkwy k208, Kapolei, HI 96707
(808) 707-7737
reverse.mortgage
What Does a Home Equity Loan Specialist in Kapolei Cost?
Typical costs for a home equity loan specialist in Hawaii include an origination fee of 0.5 to 1.5 percent of the loan amount. Appraisal fees range from 400 to 800 dollars. Closing costs may total 2 to 5 percent of the loan. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist do in Kapolei?
A home equity loan specialist helps you understand your borrowing options based on your homes value. They review your financial situation and explain loan terms. They do not provide legal advice but can connect you with local lenders.
Are there Hawaii specific rules for home equity loans?
Yes Hawaii has laws that limit certain fees and require clear disclosures. Lenders must follow the Hawaii Residential Mortgage Loan Act. You have three business days to cancel a home equity loan after signing.
How much equity do I need for a home equity loan in Kapolei?
Most lenders require you to keep at least 20 percent equity in your home after the loan. This means your total loan amount cannot exceed 80 percent of your homes appraised value. Your specialist can help you calculate your available equity.