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Home Equity Loan Specialists in Edwardsville, IL

Compare home equity loan specialists in Edwardsville. Review contact information and insurance categorys before you decide.

7 agents listed
Updated June 2026
Edwardsville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 7 home equity loan specialists in Edwardsville, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stanley Obrecht Jr - Homestead Financial Mortgage
1431 Lewis Rd, Edwardsville, IL 62025
(314) 393-1314 jrobrechtmortgage.com
World Finance
1021 Century Dr, Edwardsville, IL 62025
(618) 800-1255 loansbyworld.com
American Home Lending USA
240 S Buchanan St, Edwardsville, IL 62025
(618) 659-8500 americanhomelendingusa.com
Steve Lacefield, Mortgage Lender NMLS #1399315
222 E Park St Suite 400, Edwardsville, IL 62025
(618) 616-2166 stevelacefieldmortgage.com
1st MidAmerica Credit Union
1702 Troy Rd, Edwardsville, IL 62025
(618) 258-3168 1stmidamerica.org
Scott Credit Union
1067 S State Rte 157, Edwardsville, IL 62025
(618) 345-1000 scu.org
US Bank Mortgage
Edwardsville, IL 62025
(800) 872-2657 usbank.com

A home equity loan specialist in Edwardsville Illinois helps homeowners access the equity in their property for major expenses or debt consolidation. Illinois law requires lenders to follow specific disclosure rules under the Illinois Consumer Installment Loan Act for loans under certain thresholds. Local specialists understand the Madison County real estate market and can guide you through the application process.

What Does a Home Equity Loan Specialist in Edwardsville Cost?

Typical costs for a home equity loan specialist in Illinois include an origination fee of 1 to 2 percent of the loan amount and appraisal fees ranging from 300 to 500 dollars. Closing costs may add another 500 to 1500 dollars depending on the lender and loan size. These costs vary by case and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Edwardsville?
A home equity loan specialist is a professional who helps homeowners obtain a loan using their home as collateral. In Illinois these specialists must be licensed under the Residential Mortgage License Act. They evaluate your equity income and credit to find suitable loan options.
How does an Illinois home equity loan differ from a HELOC?
A home equity loan provides a lump sum with a fixed interest rate and fixed monthly payments. A HELOC is a revolving line of credit with a variable rate. Illinois law requires both to have clear terms disclosed in writing before closing.
What documents do I need for a home equity loan in Edwardsville?
You typically need proof of income tax returns property insurance and a recent appraisal. Illinois lenders also require a copy of your deed and a title search to confirm no other liens exist on the property.

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