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Find Home Equity Loan Specialists in Elmhurst, IL

Looking for a home equity loan specialist in Elmhurst? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Elmhurst, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 5 home equity loan specialists in Elmhurst, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stonehaven Mortgage
194 N York St, Elmhurst, IL 60126
(312) 300-7900 stonehavenmortgage.com
Fairway Independent Mortgage Corporation
261 N York St Ste. 201 & 204, Elmhurst, IL 60126
(630) 327-8553 fairwayindependentmc.com
Nick Ferrante Mortgage Group
261 N York St, Elmhurst, IL 60126
(630) 465-2656 ferrantehomeloans.com
Fairway Independent Mortgage Corporation
653 N York St, Elmhurst, IL 60126
(773) 766-6569
Fifth Third Mortgage - Eric Mistal
105 S York St, Elmhurst, IL 60126
(630) 941-5465 mortgageadvisors.53.com

A home equity loan specialist in Elmhurst Illinois helps homeowners access the equity in their property through a lump sum loan. Illinois law requires lenders to provide a Truth in Lending disclosure within three business days of application. Elmhurst homeowners often use these funds for home improvements debt consolidation or major expenses.

What Does a Home Equity Loan Specialist in Elmhurst Cost?

Typical costs for a home equity loan in Illinois include an origination fee of 0.5 to 1.5 percent of the loan amount an appraisal fee of 300 to 600 dollars and title search fees of 150 to 400 dollars. Closing costs total 2 to 5 percent of the loan amount. Some lenders also charge an annual fee of 50 to 100 dollars. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Elmhurst do?
A home equity loan specialist guides you through the process of borrowing against your homes equity. They explain loan terms interest rates and closing costs. They also help you understand Illinois specific regulations like the right to rescind within three days after signing.
What are the requirements for a home equity loan in Illinois?
You generally need at least 15 to 20 percent equity in your home a credit score of 620 or higher and a debt to income ratio below 43 percent. Illinois law does not set a maximum loan amount but lenders follow federal guidelines. You must also provide proof of income and property appraisal.

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