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Find Home Equity Loan Specialists in Bettendorf, IA

Compare home equity loan specialists in Bettendorf. Review contact information and insurance categorys before you decide.

12 agents listed
Updated June 2026
Bettendorf, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Iowa before hiring.
Showing 12 home equity loan specialists in Bettendorf, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Amber Ernst Team
3275 Utica Ridge Rd, Bettendorf, IA 52722
(563) 579-1097 newamericanfunding.com
R.I.A. Federal Credit Union - Bettendorf
4343 Utica Ridge Rd, Bettendorf, IA 52722
(563) 355-3800 riafcu.com
New American Funding - Bettendorf, IA
3275 Utica Ridge Rd, Bettendorf, IA 52722
(563) 213-5137 newamericanfunding.com
Ascentra Credit Union
2339 53rd Ave, Bettendorf, IA 52722
(563) 355-0152 ascentra.org
Ascentra Credit Union
2019 Grant St, Bettendorf, IA 52722
(563) 355-0152 ascentra.org
New American Funding - Joy Schneckloth
3275 Utica Ridge Rd, Bettendorf, IA 52722
(563) 340-7907 newamericanfunding.com
The Family Credit Union
3355 Devils Glen Rd, Bettendorf, IA 52722
(563) 388-8328 familycu.com
R.I.A. Federal Credit Union - BettPlex
4880 Forest Grove Dr, Bettendorf, IA 52722
(800) 742-2848 riafcu.com
New American Funding - Katie Bys
3275 Utica Ridge Rd, Bettendorf, IA 52722
(563) 320-0813 newamericanfunding.com
Ruhl Mortgage: Chris Schneider
1228 Middle Rd, Bettendorf, IA 52722
(563) 441-5124 chrisschneiderruhl.com
True Financial Partners
3475 Utica Ridge Rd, Bettendorf, IA 52722
(563) 359-8783 truefinancialpartners.com
US Bank Mortgage
3120 Middle Rd, Bettendorf, IA 52722
(800) 872-2657 usbank.com

A home equity loan specialist in Bettendorf, Iowa helps homeowners access the equity in their property for major expenses or debt consolidation. Iowa law limits home equity loan amounts to 80% of the property value for most lenders. Specialists guide clients through the application process, including appraisal and underwriting requirements specific to Iowa lending regulations.

What Does a Home Equity Loan Specialist in Bettendorf Cost?

Typical costs for a home equity loan specialist in Bettendorf, Iowa include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $300 to $600, and closing costs ranging from $500 to $1,500. Some lenders charge a flat fee of $1,000 to $2,500 for processing. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Bettendorf do?
A specialist helps you understand loan options, gather documents, and compare terms from local lenders. They also explain Iowa-specific rules, such as the right to rescind within three business days for certain loans.
How do Iowa laws affect home equity loans in Bettendorf?
Iowa law requires lenders to disclose the annual percentage rate and total finance charges clearly. Borrowers also have a three-day cancellation period for loans secured by their primary residence, as per federal truth-in-lending rules.
What documents do I need for a home equity loan in Bettendorf?
You typically need proof of income, tax returns, a recent property appraisal, and evidence of homeowners insurance. Specialists help you prepare these items to meet Iowa lender requirements.

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